Hi sunnierain,
Maybe not so much freedom to choose, If the health insurance co's have their say you'll need to be Wealthy healthy before you can get cover,
Just like the banks will lend you any amount of money if your already, wealthy If you are poor you are likely to suffer more ill health for a variety of reasons. So bigger risk = Higher premiums

http://www.washingtonpost.com/wp-dyn/content/article/2009/10/15/AR2009101503036_2.html?wpisrc=newsletter

Wellness Incentives Could Create Health-Care Loophole

Valeo, an auto parts supplier, four years ago raised the deductible on an employee health plan to $2,200 from $200 for individual coverage and to $4,400 from $400 for family coverage. Then it gave employees the opportunity to reduce the deductible to its starting point by not smoking and by meeting goals for blood pressure, cholesterol and body mass index, said Robert Wade, Valeo's director of human resources for North America.

"If they don't comply, they end up being penalized, if you will, but we refer to it as a Healthy Rewards program," Wade said.

Workers who choose not to submit to yearly medical assessments have been offered a different health plan that carries higher premiums, Wade said.

You really can't blame companies for trying to set down certain guidelines because their premiums have doubled and tripled. in recent years and they have to pass some of it onto their employees. The less illness the less the cost of insurance for them. Some large corporations have installed gyms in their office space for lunch hours. I may not be in compliance with most of this but I agree with it.

It is good to see on the news those companies who care about there employees and although its mostly for the 'bottom line' they are still doing the right thing and I am talking about the companies who give there employees a place to improve there health although I have serious problems when they mostly want to force them to be healthier by adding fees to them to try to 'encourage' them to be healthier. I am constantly hearing this and that about how this and that will kill you on the news, I'm sick of this although I know some of them are really unhealthy, but others are just puffed up so they can tell us how to live our lives.