Financial Challenges Support Group
This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.
Hi, I just paid my credit card off today. I had always paid it off each month, but then had a dental emergency, and had to put 600. on it. It was either that or empty my savings. I chose to pay in installments , and it seemed to work.
I'm in the same place now; I will have a 400.dollar charge next month for my ticket to FL. I'm trying to save money to leave my husband, and if I paid the C card in installments, I could still save a bit (in my savings account).
The interest rate is very low because it's a card for disabled.
Anyway, does anyone have an opinion ; pay the card out of savings, or pay in installments ( probably 3) and continue to put a bit of money away in savings for "that day"? Thanks - Holly
I'm in the same place now; I will have a 400.dollar charge next month for my ticket to FL. I'm trying to save money to leave my husband, and if I paid the C card in installments, I could still save a bit (in my savings account).
The interest rate is very low because it's a card for disabled.
Anyway, does anyone have an opinion ; pay the card out of savings, or pay in installments ( probably 3) and continue to put a bit of money away in savings for "that day"? Thanks - Holly
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So mad at Xfinity! They're trying to charge me $115 per month for the same service I had been paying $50 the last four years. I took the equipment to UPS for shipping and cancelled my subscription today! Next door was a cookie shop called Crumbl. I had heard of it before but never went in until today. I don't need one more sugar fix, but maybe it will help with my sad) grieving heart....$15...
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I know this is stupid, but after not being able to find a job after graduation for almost two years, I ended up just taking an online teaching job because I couldn't find anything in my field. I was trying to get out of teaching and I feel so devastated. I felt this crushing feeling when I signed the paperwork and when I was in the meetings. I know that sounds so dramatic but it is how I felt. It...
In any other circumstance, I would say pay off the card since it's a low balance.
2new, Mark and I have NO joint accounts of any kind. He's insisted on separate savings, checking , and "his" retirement account. So it's up to me to pay whatever I owe while I'm in the marriage.
Now that I have a broken ankle ( I have 3 weeks for it to mend, or else surgery ) , I am not buying a ticket . That will give me a couple of months ( at least ) to save, although prices go up in FL in the spring.
I suppose at this point I should be thankful that Mark "plays the system " and earns only enough that keeps me on QMB. That will help with the ankle. In the meanwhile, I won't buy a ticket to anywhere, and perhaps mom will have to come north!
Remember, "ice and elevate " :) Holly