I'm sorry to hear things are so hard right now. It may be good to ask for help even if it will only help a little. You for sure are not better off dead. I really hope that the solution comes to you sooner than later. If you don't mind I'll include you in my prayers, God made you for a reason and eventually you'll be past this. Wishing you the best of luck

I also am having a hard time finding a good job. That's the key, a GOOD job. Sigh. Good luck. Don't give up hope, don't buy the booze.

It doesn't sound like you are fucking up. It sounds like you are working very hard to make ends meet. It is not your fault if you have not been able to find a higher paying job. That is good that you have four years of being a pharmacy technician. Sounds like you are working hard & u r not a fuck up to me. I hope u find a higher paying job soon.

You need to find a second income. There are a lot of ways to make money. Youtube have a lot of videos teaching how to make money. Social medias have groups and schools teaching how to make money. Fiverr.com have courses and coaches teaches how to make money.

I feel ya lady.

Ive reached 40s and Im near broke some how after making 6 figures since I was in my 20s, now have back issues stopping me working.

You are not useless I promise you. Really try to use mindfulness to understand what it is that makes you feel "useless", you look young, try to change them and you will suceed, no matter what.

Borrowing money is not a fix and only a temp solution to your feelings in your heart.

I get it, your not alone though, heaps of us on here.

Look you may not be able to pay the student loans. Check on arrangements for reduction or otherwise, they will have to wait till things get better.

Peter, a lot of those are scams.

Hello my name is Joey, i came across your post and wanted to reach out. Life is hard and i can understand where you are coming from. I have 4 kids and we been through a lot, job loss, lost our cars, house, everything. Because of it almost lost my family, i drank to much to deal with it and just made things worse. I want to tell you it does get better, when you can figure out what is the most important it does get better. feed yourself first, make sure you are ok first. all the other things can wait until you have a plan and figure out what is import. I have been sober for 2 years now and hustle like crazy to never get there again, so my kids are safe and happy. Figure out what is most important and everything else just falls into place. Life is hard somtimes and it seems like giving up would make it easy, it doesn't and you know me now and I would miss you. It gets better, trust me

You aren't being paid enough for what you do. You are really unhappy with that job and the pay isn't great, maybe you should switch careers. I can see why you would be extremely frustrated.

Hi there, how've you been feeling the past few days?

I haven't been too active on this site lately, but I came on today and read your post, and I feel a strong need to comment. I know I'm just a random person on the Internet and I don't fully understand your situation, but when I read your post, one of my first impressions was, "Dang, girl, you got a lot going for you!" Now, I don't mean at all to minimize the situation you are in, because it certainly does sound stressful - financial stress is no joke, and I hear how frustrating it feels to work so hard and be underpaid for it. At the same time, I am admiring you right now and want to point that out - I kinda feel the desire to "stick up" for you against the voices in your head bullying you and telling you that you aren't good enough. Clearly, you are an incredibly hard worker - you have 4 years experience as a pharm tech? That's awesome! And I bet you're really great with your customers/patients, too. You went and pursued an education, worked hard enough to be able buy property, and you're taking steps to pursue another job that might feel more satisfying - these are all very positive things, and things you could even perhaps choose to be proud of yourself for, if you wish.

Again, I know even the positives don't erase the distress you're feeling and the very real financial worries you have. What helps me is to take things a day at a time. Somehow, even when it doesn't seem like it, things do always end up working out. And like I said, it sounds like you are doing all the right things - you are doing your best right now, and that's all we can ever ask of ourselves or anyone else.

As a practical suggestion, maybe if you haven't already, you could think about calling up the company who services your loans. I myself have quite a bit of student debt, and in my experience, the loan servicer is usually more than happy to work with you to find a repayment plan that feels manageable. I know, for instance, there is an income-driven repayment plan, and your payments could be as low as $0/month, based on your income and other expenses. The loans still accrue interest, which sucks, but at least it could alleviate some stress in the short term, and then you can make larger payments once you're able. Anyway, I'd highly suggest working closely with your servicer to figure out what options you might have that could maybe eliminate a little of the stress you're facing.

Hang in there and be gentle with yourself.