LOL we have no money to spend so yeah right about now things like groceries and gas are luxury items.

I second that

Same here!!! Nothing to spend.

don't even have empty pop bottles to return for the bottel deposits....can't afford to buy pop!

BUY THE JUNK that everyone is panic selling. The BOON TIMES ARE NOW.

I only have few money on my hand. I can't afford expensive thing now.

i have nothing to spend anymore im lucky to keep 5 bucks from my pay checks. im working nights when my husband is home to cut back on daycare now.

My two cousins have to stay with my aunt but they go to school and go back to home.

before "the crisis" I bought a scooter. I'm feeling pretty good about that purchase. I am not doing as much as I use too. Putting money away. putting food away (canning and dehydrating). Waiting and watching.

Eating out is not an option right now. And I try to plan when I go to the grocery store. If there is a sale on meat I try to buy and freeze plus make some of my own stuff instead of prepared food. I feel my life is a big inconvenience having to do it all but I do notice a savings. Coupons are critical for name brand products but I don't buy them much. Shop at bargain food shops. Reduced driving trips, are planned more. I already dropped cable tv and thinking about dropping my home phone line and getting a cell phone instead. If you pay for your water, make sure there are no leaky spigots or toilets. Recently fixed our leaky toilet because the bill hit 70 dollars instead of 40. Some of that waste builds up. And since I am the only one living here in the evening I don't flush the toilet each time I go pee. I am hoping that is going to help me also.

OK...I was trying to lighten it up. Now I see the extent of this crisis...like THE PANIC of 1984.

i don't use credit cards unless it's an emergency. if i can't afford it with a debit card, then i can't get it. i did change cars earlier this year to an economical one but i ended up having a bill for repairs.

Buy less expensive stuff at discount stores. Accept food and clothes and other gifts from family without even trying to pretend things are just fine.

Watching my money every possible way now. It is so scary to be in this recession and to see Wall Street bottom out. It is important now to hold back unnecessary spending and to buy store brand items which can save a lot of money. Sometimes they are as good as the real thing, especially in Stop & Shop and ShopRite where I shop.

I have my 9 to 9 electric meter which helps me save money for my electricity. Found out through a neighbor, and it cost nothing to switch meters and I do most of my laundry on the weekends or after 9PM at night.

I made up a new menu plan; as I can not afford
food prices. Lots of rice and beans OR Rice
and frozen veggies. Lots of oatmeal. No meat;
little produce (except frozen on sale). I have
never had the luxury of having a cell phone.
Have thought about disconnecting my land line
and getting a "pay as you go" phone for emergencies. My auto gas budget is still $20.
per month; which means I am home most of the
time. Fixed income does not stretch to cover
increase in gas and food prices. I have done
away with every single unnecessary item I can
think of. In the process of making cloth
napkins so I never have to buy another paper towel or napkins again.

Nothing here to spend either, but when I DO end up getting money, the only thing I spend it on is groceries, my car payment, and gas...oh yeah, and rent so I can afford to live somewhere. It's sad to see how things have gotten, hasn't it?!?!?!