Rheumatoid Arthritis Support Group
Rheumatoid arthritis is a chronic, inflammatory, multisystem, autoimmune disorder. It is a disabling and painful condition which can lead to substantial loss of mobility due to pain and joint destruction. The disease is also systemic in that it often also affects many extra-articular tissues throughout the body including the skin, blood vessels, heart, lungs, and...
Someone on here has one in place that allows them to not be penalized when they need a day off.
I hope that they will catch this thread and speak up.
Given that your pay would be much the same, here are some of the questions I would be asking...
1) Are you going to be in a situation (more time, less flexibility, new people, new expectations) where you increase your stress, and how do you think you can handle it?
2) Do the improved benefits cover your high medical costs?
3) Will your commute be better or worse?
4) Will your every day life, routines, etc. be better or worse?
My wife works as a grant writer at a small, rural community college, and the concept of relying on grant funding is a very real concern. I was self-employed most of my career (9 years in Redmond, WA, btw), and for a lot of the time, I was self-insured. Couldn't afford disability, but I was younger, healthy and could afford that lapse, as well as high deductibles. (BTW, I worked as an employee at Nintendo for a year, and when I left, I found that COBRA sucked).
My inclination would be to say take the new job, if you think you can handle it, and you're not likely to be stressed out and regret it anytime soon. Stability is HUGE right now, and good medical benefits, alas, are worth gold. Also, remember that "great exposure" is worth only what you it offers you immediately, or how you can parlay it into something better. It sounds to me like your history might be paving the way for something better.
On the other hand, I worked like a madman for many, many years, became over-stressed and developed fibromyalgia (early to mid 90's). I began to understand stress, started cutting back the hours I worked, changed to healthier routines, and was rewarded by being "let go" (expendible contractor). It worked out well, in the end, when I found a contract that was half the hours for about the same pay. I was fortunate in that my wife started back to work and provided insurance.
Long-winded reply (sorry), but for me, stress is a key ingredient. If you can manage it, and you're happy with all else, I'd say go for it.
I wish you all the best in your interview, so you have a choice.
doug
From what information you've laid out, I can guess what I would do:
I would go for the full time job knowing that you will get excellent care and benefits, plus exposure to a lot of movers and shakers.
If you need to go on short or long term disability, the possible new option would be a much better set up.
Really, since you said pay is similar, remove it from the equation.
That leaves benefits versus a more flexible schedule.
It sounds like you are eventually going to need the benefits no matter what.
In the meantime, can your partner look around at jobs that offer insurance coverage for you? My husband's company is based in Redmond and I thought Washington was much more progressive in insurance coverage.
Caren