Post-Traumatic Stress Disorder (PTSD) Support Group
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Questions about sliding-scale fees.
SleepyWalrus
I need advice on how flexible sliding-scale fees are when it comes to getting therapy/treatment for mental health issues such as PTSD and depression.
Does anyone here have any experience with sliding-scale fees (preferably with extremely low income)?
I've been looking at every concievable treatment option available to me and from what information I have been able to find there appears to be fewer than 40 doctors/therapists where I live who actually specialize in or have experience treating PTSD. Of these, maybe around half say they do the sliding scale fee option. Plus the average normal cost per session that they charge ranges from $140 to $390. Further, not all of these doctors are even covered by my insurance plan.
Another issue I've run into is that at least some of these places require you to provide documentation of how much you earn AND how much your household earns before they'll let you do a sliding-scale payment plan. For various reason it would not be possible for me to provide documentation on the latter due to my situation. Does anyone know if sliding-scale fees ever make exceptions on any of the required documentation if a client is in a situation where it would be unsafe for them to obtain/disclose that information (such as concerns with the other parties finding out)?
Does anyone here have any experience with sliding-scale fees (preferably with extremely low income)?
I've been looking at every concievable treatment option available to me and from what information I have been able to find there appears to be fewer than 40 doctors/therapists where I live who actually specialize in or have experience treating PTSD. Of these, maybe around half say they do the sliding scale fee option. Plus the average normal cost per session that they charge ranges from $140 to $390. Further, not all of these doctors are even covered by my insurance plan.
Another issue I've run into is that at least some of these places require you to provide documentation of how much you earn AND how much your household earns before they'll let you do a sliding-scale payment plan. For various reason it would not be possible for me to provide documentation on the latter due to my situation. Does anyone know if sliding-scale fees ever make exceptions on any of the required documentation if a client is in a situation where it would be unsafe for them to obtain/disclose that information (such as concerns with the other parties finding out)?
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Why is it that if we are sick we have to pay?
Sickness is no one's fault. Do you ever wonder about that too?
Don't have health insurance, but when I get real sick I could not afford to go to the hospital. But is that my fault? No
Due to having no borders that touch other states we have a higher cost of living since it costs more to ship things here. As if that factor didn't add enough to the cost of things like doctors/therapy, a recent (former) governor cut funding to assistance programs that help the disabled afford things like therapy and meds by about 2/3 and refused to accept federal money being given out freely to states to help cover the costs of such programs. As a result of this many (if not most) of said programs/services ended up being forced to shut down.
On top of that the current governor refuses to expand Medicaid to cover the residents who can't afford insurance. Although, even with coverage from Medicaid most of the therapists where I live apparently won't accept it since it doesn't pay them enough.
I get the feeling that if the therapists here aren't willing to accomodate clients with Medicaid (where the therapists would at least be getting some money) they probably wouldn't want to lower their sliding-scale fee low enough to accomodate someone who can barely afford to pay $40-50 per month (and that's pushing it for me given my income and expenses) for therapy sessions.
Especially when the mental health services in this state are already overburdened to the point of bursting at the seams. There was even an article in the news today about how bad the problem is being found to be by investigations into the subject.
I just want to get a better picture of how low of a price I can realistically expect to get thru a sliding-scale fee (while also factoring in these other issues) so that I can try to plan my finances around that accordingly and eventually get help.
http://www.dailystrength.org/c/Bipolar_Disorder/advice/8224882-advice-link-free-health/page-14
Thanks for the link. I checked through each of the pages of that discussion and the few resources listed that would be applicable and available in my state are ones I have already looked into. So unfortunately there wasn't any information there that was new or useful in my situation.
I've found really good therapists don't have to be doctors either... Many have Masters degrees and you'd pay less then a PHD
The courts in this state have all but ruled the social services in the state to be crimminally incompetent. That's how bad it is here. My parents have also had a horrible time dealing with the state just trying to get basic assistance for my brother over the years.
As for doctors, I don't feel like it would be in my best interest to go with a therapist/counselor who isn't a qualified doctor. I'm try to find treatment for depression, emotional/psychological abuse and attachment style issues in addition to the PTSD.
One of the last things I need right now is to be getting treatment from someone who isn't knowledgable about and qualified to treat sensitive issues like these.
http://www.ptsdassociation.com/ptsd-resources.php