Multiple Sclerosis (MS) Support Group
This community is a place where members can discuss current events and weigh in on what's going on in the world.
I qualify for Medicare next month & I'm not sure what to do about Part D insurance.
I've had Blue Cross insurance for a long time and it was OK until I was diagnosed with MS and needed prescription drugs. The pharmaceutical part of my plan only covers $1200/year and the Betaseron I've been doing costs a boatload each month. Thankfully, I qualified for the Betaseron assistance program , I've been doing the shot for over a year and I think it's helping.
My monthly Blue Cross premiums cost me $428/mo and take a big bite out of my budget. I got my Blue Cross agent and the plan he came up with for Part D is $424/mo. I would have better coverage, but it would still cost about the same. He told me that since I have MS I may have difficulty finding an insurance company to take me and his plan may be my only choice.
I called MSAA & AARP and they didn't have any ideas. I'm wondering if I should go with the Blue Cross plan ? Is $424/mo about what someone with MS has to pay? Does anyone know of a good plan that's affordable?
Thanks for being here,
Tom
I've had Blue Cross insurance for a long time and it was OK until I was diagnosed with MS and needed prescription drugs. The pharmaceutical part of my plan only covers $1200/year and the Betaseron I've been doing costs a boatload each month. Thankfully, I qualified for the Betaseron assistance program , I've been doing the shot for over a year and I think it's helping.
My monthly Blue Cross premiums cost me $428/mo and take a big bite out of my budget. I got my Blue Cross agent and the plan he came up with for Part D is $424/mo. I would have better coverage, but it would still cost about the same. He told me that since I have MS I may have difficulty finding an insurance company to take me and his plan may be my only choice.
I called MSAA & AARP and they didn't have any ideas. I'm wondering if I should go with the Blue Cross plan ? Is $424/mo about what someone with MS has to pay? Does anyone know of a good plan that's affordable?
Thanks for being here,
Tom
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My 6mo twin DD's are EBF and just started rice cereal on the first. Everything has been going fine except this morning one of them had a diaper rash (lots of redness around her anus). I read this as one of the signs of an allergy. BUT I did just buy a different brand diaper yesterday (which they have used randomly before w/no issues). Do you think its the cereal or the diaper? Im ready to start...
I have Medicare Parts A & B, but I opted not to go for Part D because the company I worked for before I went on disability offers free prescription drug coverage, minus a small deductable.
$424 sounds outrageous for prescription coverage! Why not just go with Medicare Part D alone and cover the donut hole if you hit it/
Call around and get literature from various companies before making a decision. Find what is local in your state and strt comparing! Good Luck!
Someone from my SSDI attorneys office called and suggested a plan I may go with that has a small co-pay and only costs $28/mo. I should get something in the mail from them in a day or two which describes the benefits.
I know there has to be something out there that would work that doesn't cost $424/mo.
Thank You All for your input.