We've done a couple of things. Garage sale, sold some stock, sold my wedding dress, sold airline miles (my husband travels a lot for work and we bought a friend's ticket for them with his miles and they paid us at a discount from the cost of the flight). And of course, we sat down and reviewed our income and expenses and tightened it as much as possible. I called several vendors and asked about discounts, etc.
Our car insurance- we were actually owed some money based on our previous home and confusion on the closing. We moved states and it's less now, plus our commutes have been reduced so there is a discount. We got a $500 refund and I saved about $200/6 month!
Our vet- we are on a monthly plan through Banfield. I called and told them I didn't want to cancel my plan but I had some medical expenses that trumped this. She said she would waive the charges for the month. I have two dogs so that was $70.00! I plan to continue to call every other month until they tell me to get lost! ;)
Our bug guy- Same speech, and asked for a discount. He couldn't do much but said if we paid upfront for the year he could give a 10% discount. That was about $9/month.
That was over $110 on stuff I had considered fixed expenses. Ok yes we could get rid of the bug guy if we had to but it's bad out here in OR! Always call and push a little if they resist. Often I will "sadly threaten" to have to consider other options because I need to get my expenses down. Often they will work with you. I call Comcast every 6 months when the promotions run out and get the prices reduced. Don't take no for an answer and ask to speak with a manager if necessary. I always say, thank you for your help but that won't be sufficient, is there a manager I could speak with. I am never a bitch but insistent and know they can make it happen with a flick of a finger.
Call around- you can do it!! :)

Qetuo! You need to quit trolling our support group trying to sell magic pills. Get out of here!

As for saving money, I put away $200 per pay for like 6 months and then saved my Christmas bonus plus DH is in a union and they don't get paid days off instead they have a "vacation account" where a portion of his pay gets saved away. We are using that money as well. Also, I'm not sure where you live but I'm in Ohio and am going to travel to Syracuse NY for my IVF due to cost. It's a 6 hour drive but this clinic called CNY fertility has a plan that costs $8k for three cycles versus $10k for one cycle in Ohio. Good luck!

I took a LOAN out of my 401K to pay for most of my IVF. My payment is 125 a month for 5 years....the interest is only 3%...however since I took a LOAN and not a withdrawl....all the money plus interest that I pay back goes directly back into my 401K which is awesome.....so we chose that instead of a bank loan where i would be paying higher interest and the interest would be going to the bank and not me.

I got a check from the clinic for about 2100 after all the IVF stuff was submitted to my insurance...and this what was left....eventho my insurance does NOT cover IVF..it did however pay for my sedations and US and blood work which I had originally paid for up front. I put that check right back into my 401K so it will be paid off faster.

Like KateNRob, we also did a 401K loan. We liked the idea of paying interest back to ourselves instead of a bank plus there is no collateral requirement with 401K. It really depends on your personal situation and your vesting. Generally you can only take 50% of your vested amount. But the interest rate is generally pretty low. Worth checking out! There are also some specific IVF financing companies but you will be paying interest out the nose. We initially were going to use Springstone Patient Financing and I think the interest was around 8%

We had savings and we took out a loan against a paid off vehicle for one cycle. One cycle my family gave us some money, and for the rest we have shuffled high balances on zero percent interest credit cards, . Both of us have been working our patooties off for the past several years and anything extra goes to the zero percent card. I would only suggest the third option if you or DH had excellent credit and always paid bills on time. That plan only works if you keep getting zero percent offers (from the high credit score) and if you pay it off on time (so the interest does not get tacked on in the end).

I am excited for you though, so many times it seems like women do IUI forever and as soon as they switch to IVF, the BFP comes!

I'm in graduate school, so i did a big NO NO and I used a ton of student loan money for my IVF and my IUIs. It's free money now, but i'll have to pay big bucks for it later. Fingers crossed I land a decent wage job when it's all said and done!

What zero % interest CCs do you have AlicatG?

Introductory offers for a year or 18 months- you can transfer the balance over for like 1% and then you have until a specific date to pay it off.... works awesome if you are really dilligent at paying off before the intro offer ends. (my husband has awesome credit and gets the offers in the mail all the time)

Thank you all so much for your input. There are definitely a lot of options out there that I never considered. I will be taking all of this into consideration but I hope this last IUI works and I won't have to worry about it :) hope you all have a good Sunday!