Insurance and Health Care Reform Support Group
This community deals with health insurance issues and major health care policy creation or changes (for the most part, governmental policy). Communicate your ideas, problems, solutions, and experiences here.
In my search for justice in my denied benefits of Long Term Disability (LTD) from my former employer Home Depot I came across a court case where UNUM was ordered by the NY courts to pay numerous denied long term disability cases dating back to the late 1990s.
So in my curiosity I contacted Georgias Insurance Commissioner to see if he noticed a pattern with MetLife. My question and response are below. As you can see if we, the denied disabled consumer, contact our state insurance commissioners then perhaps with enough complaints something will be accomplished.
If you cannot tell by now I am on a mission with this. I am sick of being sick and I am sick of being the underdog with no options! Join me in this please!
MY QUESTION: John- I understand you support NY's stance on unfair practices for the disabled insured people by Unum. So how can I prompt you to do the same here in Georgia with Home Depot's LTD carrier MetLife? They are pulling the same stunts with us. I have lost my home and all my savings and went 18 months without healthcare treatments. I have been accepted on SSDI on the 1st try (unheard of right) PLEASE help us!
THE RESPONSE: As for your request for Commissioner Oxendine to take similar action against MetLife as was taken with UNUM in regards to disability claims, our office tracks complaints and takes appropriate action when patterns of complaints arise. To date, we have not seen a pattern of complaints with MetLifes handling of disability claims as was previously detected with UNUM. We will, however, continue to monitor complaints and address any issues that need to be handled on a broader basis.
So in my curiosity I contacted Georgias Insurance Commissioner to see if he noticed a pattern with MetLife. My question and response are below. As you can see if we, the denied disabled consumer, contact our state insurance commissioners then perhaps with enough complaints something will be accomplished.
If you cannot tell by now I am on a mission with this. I am sick of being sick and I am sick of being the underdog with no options! Join me in this please!
MY QUESTION: John- I understand you support NY's stance on unfair practices for the disabled insured people by Unum. So how can I prompt you to do the same here in Georgia with Home Depot's LTD carrier MetLife? They are pulling the same stunts with us. I have lost my home and all my savings and went 18 months without healthcare treatments. I have been accepted on SSDI on the 1st try (unheard of right) PLEASE help us!
THE RESPONSE: As for your request for Commissioner Oxendine to take similar action against MetLife as was taken with UNUM in regards to disability claims, our office tracks complaints and takes appropriate action when patterns of complaints arise. To date, we have not seen a pattern of complaints with MetLifes handling of disability claims as was previously detected with UNUM. We will, however, continue to monitor complaints and address any issues that need to be handled on a broader basis.
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My 6mo twin DD's are EBF and just started rice cereal on the first. Everything has been going fine except this morning one of them had a diaper rash (lots of redness around her anus). I read this as one of the signs of an allergy. BUT I did just buy a different brand diaper yesterday (which they have used randomly before w/no issues). Do you think its the cereal or the diaper? Im ready to start...
Erin