Financial Challenges Support Group

This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.

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The good and the bad

Messenger2010
Messenger2010
January is over and a look at my finances is done.

A couple of weeks ago, I added $100 to my savings account thinking I had enough money till my next paycheck which is on February 6th. Well, I ended up spending $77 more then I wanted on groceries. Money was taken from the reserve account, so no problem just didn't stay within my limits.

The good side? Every Friday I charge myself $50. So checking account has $250 in it that isn't showed in my ledger.

Then by rounding up "Plus 1" on my checks and rounding down "Minus 1" for my deposits added another $27.50...

So less the $77 I over spent, the checking account still grew $202.50
billwfriend
billwfriend
Good work
I cant get to that point yet
Desigol1979
Desigol1979
My spending was roughly 190 more than my income, but given the fact I had a pricy weekend break in Scotland last weekend and having to make a huge internet domain payment, I did pretty well all told. Whenever I feel the pinch, God comes up trumps. :)
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