ouch that is no fun...Insurance companies have a fiduciary duty to their customers...I would report them to state board of insurance if the problems persist

America CAN have high quality and affordable health provisions if only the Government would get the hell out of the way. Insurance companies only care about profit and influence.

It was Bush's thirst for 'Regime Change' which bled the US coffers dry. Obama is simply continuing the debt creation. We should simply fire the Politicians and govern ourselves. :)

Rant over!

Desi. Do you have any idea what cross talking is? In America, if you changed a topic that fast in a 12 Step group, you would be asked to leave. First, because it has absolutely nothing to do with the original thought and second 12 Step groups are not about opinions.

Now, speaking of opinions in my original post did I ask for your opinion? If so, then please show it to me. If I didnt then please keep your opinions to yourself or start your own thread or group to voice your hate.

Which brings me to my next question. Why do you have such a hard-on for America? Have you ever been to America? In fact, have you ever been to the continent of North America?

Having been internationally traveling for five years here is what I have learned. This is not opinions this is experience. My first year going to England I spent a little over an hour in customs asking why I was visiting and checking my story and background. The background was pretty much done as soon as I bought a ticket but they still asked some questions.

When you bought your ticket to Canada your name went to all security agencies in North America. America and Canada work really close together to stop terrorism. Well, guess what Desi? Your name will take these agencies to everything you have posted here and on blogs and on other sites. Your hatred, yes they will see it as hatred, not opinions, is there in black and white for them to see.

After a six or seven hour flight be prepared to explain all this to a customs agent for an hour, maybe two hours. Dont lose your cool with your answers because theyll just put you on the next plane back to Ireland. That is of course if they even let you on a plane in the UK.

Then in customs they will ask you when you are leaving and if you have a job. When they see no employment with all this hate, I wouldnt be surprised if they deny your visit.

The only reason I responded like this was because YOU blew up this thread. Am I ranting? No, just stating facts about international travel and what is said in cyberspace.

Sorry this is happening messenger. Insurance companies are wonky - some are great...others, not so much ;-(

Not to derail, but something I've wanted to mention about payment... I know you have savings plan in place for these things. I believe I've seen you mention that you've decided to take advantage of Cash Back (or other rewards) creditcards. I've been paying ALL my medical bills, co-pays etc on creditcard. Like you, I have saved and budgeted for medical as much as possible. Paying by CC is almost a perk...you get a bit of $$ back on something you would have paid anyway.