Financial Challenges Support Group
This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.
Messenger2010
From England!!!! Starting to settle in and get used to the time change...
My first anticipated date has arrived with nice news. The date was Friday the 13th.
It was a payday for me and was kind of excited/interested to see how much it was as it had 29 hours overtime on it.
A very nice check.... but I was even more surprised with a Christmas bonus. It worked out to be one weeks pay.
So the deposit into checking was basically three weeks pay plus 29 hours overtime.
That money will sit in the checking account till I return. I will also be getting two more checks deposited while I'm gone.... those ones will be vacation time.
What's great for me is that I didn't plan on this money for my vacation... so it will just sit there. The only way I will use it is in an emergency.
When I get back, all three paychecks will be removed and put in savings and if done right, the cost for this holiday will be replaced in full and a start on next years vacation will start.
My first anticipated date has arrived with nice news. The date was Friday the 13th.
It was a payday for me and was kind of excited/interested to see how much it was as it had 29 hours overtime on it.
A very nice check.... but I was even more surprised with a Christmas bonus. It worked out to be one weeks pay.
So the deposit into checking was basically three weeks pay plus 29 hours overtime.
That money will sit in the checking account till I return. I will also be getting two more checks deposited while I'm gone.... those ones will be vacation time.
What's great for me is that I didn't plan on this money for my vacation... so it will just sit there. The only way I will use it is in an emergency.
When I get back, all three paychecks will be removed and put in savings and if done right, the cost for this holiday will be replaced in full and a start on next years vacation will start.
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My goal, has been traveling and it has become a reality because I have stayed out of debt.
Every time a person spends money with a CC or any money and has an outstanding CC balance, they are robbing from their future. Yes, you may have an enjoyable time right now but there isn't anything for the future.
I stay out of debt for the whole year with just this one thing in mind... to travel to England!!!! I don't make a lot of money and I'm far from loaded but during the year I watch every penny and right now, in my mind I'm making plans for traveling in 2014....
Highlight of my trip so far? My girlfriend's flat (English word for apartment) has a bathtub. My apartment doesn't. So I've been spoiling myself with baths.... LOL
ATGB, thank you and happy holidays to you too... I am here for five weeks and am around a computer everyday....