I have been out of work for 9 months and just recently started a job that pays for gas and car payment as it pays very little and is part time. I need to know if I should file bankruptcy as I have about $15,000 in credit card debt that I haven't been able to pay on in at least 4 months and am being hassled by collectors. What am I suppose to do. I don't want to lose my car and my name is also on the mortgage for me and my husbands house. HELP!!! Anybody know what I can do?
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