Take a brake from each other if you have to. It is sad but money is the No. 3 cause of breakups and divorce. Sometimes it is not the lack of money, but how the two approach saving, spending and managing it. When things are difficult financially if you are not both on the same page, it is VERY hard on the relationship. My friend's therapist suggested they do everything financially - like paying bills, shopping, opening the mail, etc. it get's the other person educated on what the total situation is and puts you both on the same page.
Good luck!!!!

My money situation is sooooooooooooooo poor right now it permits me to do nothing but wait for arrival of checks. Clients are not paying on time, my wife wants to die and so do I.

Been there, and done that ... so sorry your going through such a bad time.

We ended up losing everything, and almost our marriage too.

We went to get help for the depression, and it's been a tough road for us. Hold your family together no matter what...

that business, and money doesn't mean as much as you might think...

Try and find some positives, see what changes you can make...
be prepared to let go of what must go...

U tube...put in dont quit poem..

Does she work? If not then maybe she should.

Another suggestion I have heard of... "is make it a game."
See how little you can live on.... See who brings in the most money for the month. See who can give up the most things monetarily.

here are some examples:
I started cutting my husband and son's hair... Saved $450.00/year.
I started dying my own hair - saved $300.00 a year.
I started giving myself pedicures and manicures - saved $360.00/year
My husband gave up expensive wines... saved $1200.00 a year
I clip coupons and only shopped sales... saved $600.00 a year.
We combined all our driving errands, etc. to cut down on gas.. or even walked to the store. Saved $720.00 a year.
After a while it get's really fun.
I even have one night a week where our meal is made from stuff I bought at the 99Cent store.
We let our gardener go. Saved $1800.00 a year.
Changed deductibles and coverage on our Automobiles- saved
$400.00 a year
Sold one vehicle and share the other. Saved $400.00 a month.
Watch movies on HULU instead of renting or going out. Saved $40.00 a month.
Really, you would be amazed at how much you can save and it does get fun after a while.
Good Luck.

It is tough these days with the economic situation. Money problems are affecting so many of us in this country. Have you sat down with your wife and set up a budget plan? It looks like there will have to be a lot of cutting back on the extra things. Don't know if that will be enough to work though. It may not be enough to help since you said the money situation is very, very bad. My (ex) husband and I were on the verge of losing everything back in 1999 and we had to file bankruptcy. The cars got repossessed, but we were able to keep the house. We got into a rut when he lost his job and he took a job making minimum wage. Even though I worked full time, it just wasn't enough to keep us afloat. So, I can understand what you're going through. How about financial counseling or one of those debt companies that lower your monthly payments? Just a suggestion.