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What You Can Do Online-(Click On Apply for benefits)-
http://www.socialsecurity.gov/onlineservices/
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use www.allsup.com They are reputable. And will do same thing as a lawyer would do. I was using them until I found out my job provided a lawyer for me. WIth a lawyer I won on my 1st appeal, which means I lost the first time, and won the second time, but I filed on Dec 31 2008 and they didn't notify me I was denied until the Spring, then the lawyer appealed for me, and August I was approved!
This process is VERY stressful even when you have the professional help of a lawyer or something equivalent.
Check out Allsup's website. They are SO nice and easy to work with! www.allsup.com
One thing you have to do is start getting all your medical records, so I doubt u want to run around doing this, so that is one thing a lawer will do for you.
Something you can do to prepare now, is start making a list of all the doctors you have gone to and their address and phone numbers and dates you went. Then also make a list of your medications. Make alist of any and all ER visits, the dates, address, phone numbers, and any hospital stays, surgeries, procedures..etc..dates and times..
If you can start making that list now, which is time consuming, that will help speed up some of the process once you have to start filling out the paperwork, and collecting medical records.
I very very very strongly recommend a lawyer or Allsup.
lengthy process, the sooner you start, the better. !
From my own personal experience I can tell you that they do look for a reason to deny you. Their paid doctors are a joke and their whole purpose is to deny you and get paid to do it. SS also hires them to give testimony at your hearing if it comes to that..
The whole process took me almost 3 yrs. Two denials, a visit to their doc, and finally won at my ALJ hearing.
My judge specifically said he was on the lookout for people who were trying to get early retirement by filing for disability so be careful about that. Age does not necessarily make it easier.
I filled out the paperwork and sent it by mail as that is the only way I could include supporting documentation. They won't except any records or supporting documents online and going in person would be like going on a job interview, the very thing I was claiming I couldn't do.
Even if you get an attorney, if DDS doesn't receive all of the medical records they request, you are the one they will contact to get them. So you also may need to keep track of things that you haven't even thought you would. Know what I mean ?