Is there any financial advice center you can contact? We have free services in Ireland. There might be free social services that you are not availing of ?

I think that all sounds normal. I know that doesn't make you feel better, but it seems that most couples argue about money more than anything. Have you reached out for state support? I know it isn't fun to do, but sometimes push comes to shove.

Should be getting a government check for 1200$ soon (USA). Maybe one for you and one for husband. Hope it helps.

Do you both work? It’s not great but you may qualify for food stamps which is for low income families. Also to supplement your groceries you could reach out to a food bank or community resource center for assistance. Hope your situation improves.

Sarah wrote, "Having to pick and choose what bills to pay." That's exactly right.

I have a family member who has been periodically out of work and it is difficult to hear that they regularly pay their vacation dues, and the minimum on credit cards, but are in danger of utility nonpayment.

First, determine what are the real necessary bills, electric, etc.

Second, determine whether you want to pay credit card bills or let them fend for themselves. If you decide not to pay, consider sending a letter objecting to any increase in interest rate. If you get sued, make sure you file an answer, research how to respond and they may have to accept 1/2 on a payment schedule. If they misrepresented interest rates, terms, benefits or anything else, file a counterclaim and consider requesting arbitration or a jury trial.

With regard to relationships, note gender differences, men believe what's done is done and may be willing to discuss future changes, do not want to hover other what should have been done.

When you made those vows for better or worse and in sickness and in health....This is what life is preparing you for. You two became on and are falling apart because of hard times. Life throws these curves at you to see if you can still remain as one when you're hanging by a thread. It sucks I know. The honeymoon phase is over. And now its time to get the stares out of your eyes and to fight with all you have to make things work. Start shopping at the dollar store for cleaning supplies and food. If you can donate plasma for money. Its like 70.00 a week. It could help you. But one thing not to do is give up. Every couple faces hard times. Don't let this be the thing that divides you.

Financial hardships are so difficult for marriages, and with everything else going on right now its much more difficult. Do you go to church? I know they have benevolent funds that can help out. Also local food banks and so many ministries are helping families with food right now. Please know I am praying! -Rachel

Thank you all for the reply. I had been home with our kids since August. I had our son in August. I just started a new job the week before the quarantines so ultimately I got laid off. Unfortunately our finances were hard because childcare around me is so expensive that it's either a whole paycheck or more than it. We were really starting to make progress with everything it seemed till we hit a very large roadblock this past week. We are looking into every program we can until this is all over and I can hopefully start bringing in a decent income again. I appreciate all your supports and prayers. It's much needed.

Don't be afraid to file bankruptcy for a fresh start. That's why the law is there.

I have used it twice in my life and I don't regret it one bit. I had credit within a few months after signing the papers. Banks are more then willing to let bygones be bygones just so they can earn your trust and keep making money off you!

Good luck

Hello SarajEVO

I'm sorry you are having so many finance problems it's not easy making your money stretch to cover your bills but you can get help and support you could get a IVA that means you don't have to apply for bankruptcy you will get most of your bills slashed and you pay a mush as you can afford look on your computer under finance help or talk to your C A V B it does make loved ones argue but you are a team get some help asap .
Good luck and take care .