Depression Support Group
Depression is a real and debilitating condition that is often misunderstood by family and friends. Its meaning can range from a prolonged period of sadness to an actual mental illness with specific symptoms. Find and share experiences with others who are going through the same struggles.
I have become sad enough to begin quoting Carpenter song titiles,,,I must be really shot out ,,,well it is Monday,,and it is raining ,,,and it is dreary,,and I am in a very somber mood anyway,,,
a couple of months back after having searched and searched for an insurance plan that would work for me in my particular situation and having found it ,,,I find that I cannot sustain the premiums on a monthly basis and maintain my bills (expenses) both,,,I was getting UC which helped pay the premium along with some other funds that I have ,,it was tight but manageable ,,,Florida UC cut my alottment by more than $100 per reporting period or over $200 a month,,this had to do with the mechanics of my claim and a change over which I still do not understand,,,
In any event it cuts my ability to maintain my premiums,,,I'd prefer to be employed and not have to deal with this in the first place ,,,which doesn't seem to be in the cards right now ,,,,
So ,,,this has me upset and frustrated,,,my premium is $376 per month ,,and it is not very well constructed coverage at that, but it is all I can get right now ,,,there is a $2000 deductable which has to be met before any of the insurance kicks in anyway,,and that is per year,,,not just
for hospitalization either ,,for basically ANYTHING ,,...then it is 80/20..
I feel really lost over this ,,,
a couple of months back after having searched and searched for an insurance plan that would work for me in my particular situation and having found it ,,,I find that I cannot sustain the premiums on a monthly basis and maintain my bills (expenses) both,,,I was getting UC which helped pay the premium along with some other funds that I have ,,it was tight but manageable ,,,Florida UC cut my alottment by more than $100 per reporting period or over $200 a month,,this had to do with the mechanics of my claim and a change over which I still do not understand,,,
In any event it cuts my ability to maintain my premiums,,,I'd prefer to be employed and not have to deal with this in the first place ,,,which doesn't seem to be in the cards right now ,,,,
So ,,,this has me upset and frustrated,,,my premium is $376 per month ,,and it is not very well constructed coverage at that, but it is all I can get right now ,,,there is a $2000 deductable which has to be met before any of the insurance kicks in anyway,,and that is per year,,,not just
for hospitalization either ,,for basically ANYTHING ,,...then it is 80/20..
I feel really lost over this ,,,
Everywhere I look, people are out of work, losing their health insurance, homes, everything.
I understand. I really, really do.
What I keep telling myself is, IT COULD BE WORSE.
And then I count off all the things that I have...
My daughter is healthy and happy, my older daughter is clean and sober, my dog Coco is my salvation, my best friend, my other friends, etc.
So, try to think of all the blessings in your life, rather then the struggles.
It works for me anyway.
XO
PS
We've only just BE GUN, TO LIVE..... (sappy, I know)
But, I know some very well-off people who have nothing.
Love is all that matters.
You can't write what your premium's were on your tombstone. That's all I'm saying.
When i'm down, sometimes I focus on what I would want my obituary to say. It sounds morbid, but it's not.
neil