Depression Support Group
Depression is a real and debilitating condition that is often misunderstood by family and friends. Its meaning can range from a prolonged period of sadness to an actual mental illness with specific symptoms. Find and share experiences with others who are going through the same struggles.
How can you keep it together knowing that you've worked so hard for something and it's still just out of reach?
I've been wanting to move. I've saved and worked on my credit for 5 years. It's hard to do on disability alone. My credit score hasn't changed even though all my bills are paid. All I have is a house payment. (Medical bills are in a collection agency that won't report unless I don't pay). Now I find out I can't get a lower interest rate because I don't have enough credit accounts.
My Loan officer referred me to a Financial Advisor and instructed me to get a credit card. Capital One and another denied me. That's 2 Big Hits to my score wasted. I finally went to my Credit Union and they gave me an unsecured one, another Big Hit.
Now I have to use the card regularly and wait at least 3 months to see any increase.
My current house is in a State I hate. It's old and needs repair. A school said they wanted it to tear down to make parking however they've been stringing me around for almost 2 years. Same with the investor who owns a house next to me. He wants to make it into 2 apartments.
My children still home have not helped since my husband passed away in 2011. It's worse now since I can't work because I can't walk all the time and have been disabled since 2014. They have said the house is all my job since I'm home all the time while they are at school. My house is no longer a home, but a shell in which we just exist.
My house looks like that of a hoarder because of trying to clean and no help to take the garbage down the hill to the curb (except for my daughter's boyfriend who said for $20).
My neighbor's renters have brought their bleeding wife to my door at 1 AM because he stabbed her. Another felt it necessary to shake his privates at me telling me how much I want him. 2 drug busts, dogs running loose and shooed into my garden to poop. Tire ruts in my garden from when they kept trying to turn around (my garden is made of soft mulch, not hard soil), the backside of my sheds are caving in from all the hits & kicks. I've even gone as far as to put wood fencing behind them and they pull it down constantly. Even with surveillance video and my camera, the police say they are all civil matters and my attorney said it would cost more to go to court than to repair all the damage and put up with the lude acts. Thus giving renters the right to destroy other people's property leaving the landlord's blameless.
The Counselors call it stress, I call it BS. It makes my Anxiety & Depression High because I can't afford to do anything about it.
Rant over.
1. Take the issues one by one Imagine someone gives you a 2lb steak, quadruple decker sandwich, you go at it in small pieces. Start creating meaningful, achievable goals which perhaps hit 1/10 or 1/20 of the problems but reflect progress. Don't look at whether you solved your overall problem but whether you achieved part of your interim goals.
2. Start looking for another place. Perhaps it will have drawbacks, maybe further from where you want to be, but it will be safe, at least safer.
3. Whether to get cops involved is a tough decision, but you can make progress. I had a friend defrauded of $5,000 and I wanted to help. I called the local police and like you they first said I had the wrong place. Fast forward, I spoke to probably 10 people, waited a good hour, but finally was connected to a New Orleans detective who knew the guy who perpetrated the fraud, turned out he was on bail, and I suspect he will get arrested for the crime and probation violation and plead guilty to one of the offenses.
children not helping since husband died. Are they not helping with housework? are they adults and not helping you pay any bills?
Bad neighbors and property damage. DANG what state do you live in that allows this BS to go on unaddressed?