Thanks so much for your help and encouragement. I mean it. In the past I kind of thought I did not need it, but when things pile up on one, it sure is nice to hear. The good news is the insurance co and I settled on the car. Because of the age of the car its a 2001 and the estimate on the damage, which almost all cosmetic They are sending me a check because they totaled it. And I think it was fair. I had put about $1500in it in the past yr. Living in the country makes it super important to have good transportation. Now the medical is another matter. The neck thing is not getting an better. I'm not sure what to try next. I will keep you posted. Thanks a lot folks.