It depends entirely upon your medical plan, which you may be able to look-up or ask HR, however, appreciate that some medical insurance plans / companies often bury capital expenses and flexible expenses in fine print of your full coverage. Often what you are ever given is a summary description of your plan. Go online, or write to the company for a full description of your total coverage.

In any case for something like A/C you will need a Letter of Medical Necessity (LOMN) from your doctor. It is not uncommon to receive a run-around or goobly-gook from the insurance company until you formally apply for reimbursement along with your LOMN.

If they dont cover A/C they will usually flat-out tell you NO right up front. Some people fight for months, others get it done in a week without a sour word. It all depends. So the answer is yes maybe. But expect delays in payment maybe. Smile.

I have never heard that. Doesn't mean it is not true, but I would think if a company paid your electric bill, which this is actually, then they would be over run with customers.

There is a provision from our electric company, that if you can prove electricity is a medical necessity, and you qualify (poor as a church mouse) then you would be charged a lower rate.

Also, in case of a power outage, your house would be first that power is restored to, and they will even call an ambulance and transport you to the hospital if it is going to be a while.

But I have not heard of any one paying the electric bill for anyone. AC is one thing, but the insurance company would be paying for everything else ran by electricity.

BJ

Thanks for your help Gnott. I was also thinking if we got a prescription for it, and bought/installed the AC, maybe we could deduct the expense off our taxes if we could not get reimbursed from the medical insurance company. We see the pulmonologist in another week, so I will ask him what he knows about any of his patents getting reimbursed from their medical insurance company.

Kiddogal, please let us know what you find out. That is very interesting, and maybe other companies are doing that. Thanks
BJ

KiddoGal - I didn't want to get too specific. Every insurance plan is so dang different and didn't want to get your hopes up.

I have via work Blue Cross/Blue Shield. A little research uncovered that more insurance companies do help with A/C and Heat that I even realized.

With a LOMN they paid a flat $1500 for air and an identical sum for heat. As a new furnace was aprox $4000 they didn't pay the full amount but $1500 helped. $1500 could buy a super-duper window unit with enough left over to help with a few months of electric bills.

Worth checking out.