Some schools have this program called SallieMae. They spread out the tuition payments over 5 months. It cost you a small fee to sign up for it & IT'S INTEREST FREE.

You always have the option to that out a loan. If you do this should try taking out one that won't start adding interest into after you graduate (I think it's called a deferred loan).

Make sure that this is the school you really want to go to & that in the end in'll be worth. I saying this because you'll have a lot of debt on your hand. No matter what job you get while in school I don't think you'll be able to pay your tuition in school every semester.

Complete scholarships. Not many people do this & their is a lot of money out their. Good luck!!

absolutely fill out FAFA. If you're not given anything....talk to your financial aid director at your school. I'm surprised you wouldnt at least qualify for unsubsidized stafford loans. The bulk of students rely on federal aid, private loans and scholarships. There are many scholarship websearch engines and websites..they're incredibly time consuming, but worth it. Hang in there..I know its rough. I'm in major debt due to school...but aren't we all?
If you're struggling...please do talk to the financial aid advisor at your school. Don't call...make an appointment in person and be prepared with a list of questions. I have found through personal experience I get a lot more out of in person meetings, then calls on the phone.

If you can't get loans and don't want to work fulltime while going to school then you may need to postpone your education.

There's nothing written in stone that you have to go after HS. Maybe waiting a few years will also give you a chance to work a few jobs and find out what you really want to do. If you pay for an education and then find that it's not in a field that you want to be in you've essentially wasted all that time and money.

Good luck.

honestly my mom is payin for my community college; but when i go to the university im getting a loan, and my loan is i dont have to pay until 6 months after I graduate....

also FASTweb has tons of scholarships to enter...

wow where are you going to school at? You can probably get a student loan on your own. I had to when I was 19. I have never had any family help at all so until I had my son paid for it myself but now I qualify for grants which helps ALOT! I go to the community college which the grants pretty much covers 100%. I have 3 kids now though.....

I completely understand. I have had my college paid for for 2 years cause I left highschool after sophmore year and joined this program. So for 11th and 12th grade, i took college classes for free and just had to pay for books. Now that Ive graduated from HS and am no longer in that program, I will have to be paying by myself. I did get a scholarship that the state offers but it still doesnt cover all of it.. i wanted to take one class at our univeristy other than the other college that im at and they are charging me 898.00 dollars for one class but they added all this other crap on there... 120 dollars for orientation 178 dollars for student faculty fee, 70 dollars for a health office charge.. make sure you read over what they will be charging you.. i tried to get them excused with no luck..

all i can say is to try to get a federal loan... i dont think you need a cosign...

also another thing.. go to google.com and type in college loans or student loans.. websites will prob offer good deals.. im surprised you've gotten nothing in the mail? ive received many things offering there services trying to get me to get a loan with them, without my mother cosigning

Your best bet is to meet with someone in the financial office to help you out. They can set up a payment plan and find all sorts of loans that best fit you. From a person whose parents to pay for some, but not a lot, I have to take the rest out in loans. I live in NC and my loans are all through the state. There are loans out there, you just need someone to sit down with you and find the right one. And do not worry about paying it off right away, some loans don't make you start making payments until 6 months after you graduate. Don't stress, there are millions of college kids paying for their own college through loans, you'll get through it!

you should be able to qualify for a grant. why not scholerships? if you talk with the school you should once you start going there be elidgable for scholarships.

I can't get financial aid anymore, so I was having the same problem as you. What I ended up doing is taking classes at another school that was cheaper then I transfered the credits to my original school. You have to be careful and find out if the credits will transfer first. I ended up saving $7000 a semester!