Hey Jenny sorry for your hardship. Have you called the electric dept. to see if they have a program that helps people in your situation? Some do.

There is also the salvation army that you could check into for assistance.

Your right stess can deff. cause the pain to esculate. I hope things get better for you soon!

Hugs

you migth try dhs in your area they have programms that migth help you . then did they fire you becuse of these issues i would call my disabily laywer and tell him .
if you had to go somtimes you can file for short trem disablity somone well be along who knowes this stuff hugs minnie

Thanks! I will call around to agencies today to see if i can get some help. This is so humbling. I went from a social worker helping others with these issues to needing a social worker.
I was let go "on good terms" after exhausting the allowed FMLA time for a year.

Bless your heart, Jenny. I hope you will do what the others suggested. I know what you're going through, though. My hubby used to be a social worker, then we had to use those same services. It was very humbling. But it's there for just these times.

Prayers are being said for you and your family!
Elizabeth

it's really tough. i know just how you feel. i'd never been late on anything before this ordeal.

even with my husband working, we're still struggling enough for me to have to ask my parents for help. it's humiliating.

It's so sad that this can happen to people who have worked hard for as long as possible. I swear it's with the hope that we'll just give up the fight and withdraw the disability application. I'm so sorry this is happening to you.

Hugs,
Cherry

jenny, call everyone you owe and explain your situation. You'd be surprised to know how many creditors say "If only they had called earlier." They will see your history with them and maybe try to work something out for you. You have nothing to lose. Call them NOW. And even if they can't DO anything, they will have a record of your call so they know you're not a dead beat.

It's worth a try, even if it IS embarrassing.

Praying for you.

TURN IT OVER.

Thanks for your comments. It does help to vent.
I called and got some numbers for assistance for water, electric and mortgage. I will see what they can do.
I have been in constant contact with these people the last few months getting one extension after another. Water will let me go until Feb. 3rd, the car will let us go till next week. I haven't called the cell phone yet, but plan on it soon. I can put dog food on a credit card (as a last resort) because I only have one and it's close to maxed. The car problems, I don't know.
I was the main income earner and my husband was laid off over a year, depleted our savings, lost our health insurance. I am lucky that I get some food stamps and the kids and I are on Medicaid.
Also, I called and asked to cash my retirement. I have no choice. I have waited as long as possible trying to avoid this.

Jenny- sometimes the best we can do IS vent! Though I think you got some amazing suggestions! :) I know how it feels, btw. My hubby and I were married a few months when he got a job in Houston. It was our dream job, dream house (except it didn't have a basement) and for then, our dream salary. We lived there about 4 years, then we lost it all. ENRON (otherwise known as Lucifer) came and greedily sucked all the happiness out of Houston, the energy trading business and our life. When IT was done, we;d lost our 4000 sq. ft home, lost our 1stborn, and my mother was dying.

My hub went into a depression, and I went into a crazy life of flying home to WI to take care of my mom and back to Houston to try to sell our house (before it was foreclosed on.) Hubby got a job in NE (the BUTT of our lives together was in NE) and I was flying all over. Finally, my Mom passed away and I even lost most of the $ she left me b/c I was paying on a home that would be foreclosed upon.

It was about 2 years of total CRAP. Then, things cleared up a bit. My hub got a job in MI doing what he loves. We had gone bankrupt (something no one in our families or circle of friends had ever thought of) but still managed a mortgage, so we got a nice home. And finally, we got our baby boy.

2 years later, we're as worried about the economy as EVER. I'm keeping my own part-time writing job but people are after it. January is OUR bad month. We watch every purchase and argue more than any other month. Once we make it through to getting our taxes back, we're okay for awhile. And March usually brings a bonus. Last year was the worst possible money year ever.

And all THAT? I'm dealing with as I deal with RSD. It DOES make the heart beat faster, it really does.

Just hang in there. There are places to go and people to see and you'll find something you can live with. Right now I feel like I've got to stop thinking I deserve it ALL and start helping others. God allowed me to keep my foot (though there are days I would gladly chop it off) and He allowed me to find this board and others.

I'll say a prayer for you, send some positive energy your way. I've been where you are, and I pray you get out and are able to show the world what YOU want them to see. :) Good Luck, Hun!

W*at about unemployment?

Stress is bad.

We have a fund for those who need help with utilities in my county.
Calll and see if they can extend you some money for the bills.

Neither does having a cold
that you child gave you
because you went to a hockey game
FOR FUN!!!!