Chronic Fatigue Syndrome Support Group
Chronic Fatigue Syndrome (ME/CFS) describes a sense of exhaustion and post-exertion malaise, even when you have gotten enough rest and sleep. The disease is characterized by six months of incapacitating fatigue experienced as profound exhaustion and extremely poor stamina, and problems with concentration and short-term memory. The cause is unknown, but it is a...
I figure the other option is to simply let myself collapse at work and go to the ER. Messy, but convincing for a boss that hates illness.
Don't know if all this helps, but I hope so. xo
I was planning on just resting and going back to work but I didn't get better and work was so stressful as we were in the middle of an acquisition and they wanted us to work 12 hrs a day.
I was paying into really good insurance and finally decided to use it.
Please ask for a copy of your policy and read it as soon as you can.
Now I'll tell you that big insurance companies are hard to deal with. You have to be very careful about what you say, they record everything. And they will try to trip you up by asking who is doing your cooking and cleaning and that sort of thing.
When my STD was up, the insurance company told me if I wanted to go to LTD I had to file for SSD, which I did. During the year that I was on LTD things seemed to be going well. I was using a lot of the time off to explore new treatments, new doctors. But I wasn't paying attention to what was going on around me and that was that the insurance company started following me and video taping me.
They got me going to the grocery store and bringing groceries into the house. They followed me to the doctor and to the bank to deposit my LTD check. They then sent that video to every doctor I had ever seen and asked them if after seeing the tape if they thought I was still disabled. My PCP called me in and told me that the insurance company had been calling and harassing him and he didn't want to give me the DVD, he told me about it and threw it in the trash. I quickly retrieved it and took it home to watch. Although he still continued to have my back, of all people, my podiatrist said I could probably do sedentary work.
That's all it took for them to deny my claim and suddenly my checks stopped coming.
Anyway, long story short...it was good while I had it, but I had a year gap between the end of LTD and winning SSD that I had to survive.