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Nursing Home

Amuseme
Amuseme
BFs step-father has been in a rehab/nursing facility recupperating from a fracture (he's 91yrs). The bill for the month is $18,000.

Does anyone have experience with an elderly relative and nursing home fees. He has applied for Medicaid. He doesn't own a home and gets a government pension and SS.

Thanks!
Community LeaderSunCloudJD
SunCloudJD
If you don't receive help for this on the BP board... There is a board for "Caring for Aging Parents" and Caregiver Support

I know how hard and painful this is... Big hug for you and your family...x
sadiegirl13
sadiegirl13
Is that after medicare pays their part?
GildedLily
GildedLily
I'm so sorry Amuseme. It's very painful to see an elderly loved one harmed.

Medicare will pay the first 30 days if he went to the home from the hospital. That should give you time to apply for Medicaid. Medicaid will only pay after you have exhausted all (and I mean all) of his own funds and assets.

If he has assets - consult a lawyer. There are ways he can "spend his money down" and not include it in the Medicaid review.

If he doesn't have any assets - the formula goes like this:

government pension
+ SS
- medical insurance premiums
- about $30/month for spending
= the amount you pay the home

Medicaid picks up the balance. Someone at the home will work with you on all of this. Legally your BF is not responsible for the bill - only his dad is responsible.

Again, if he has money saved it is worth it to consult a lawyer.
Amuseme
Amuseme
That's very clear, thanks. But I wonder about if he goes back to his apartment. What happens to the bill? I guess we'll just wait and see. Like you said, BF isn't responsible.

Thanks SunCloud. You're always so supportive.
GildedLily
GildedLily
AmuseMe, the process is the same. On the Medicaid application you just say, "plans to return home".

If he rehabs within the first 30 days and is discharged then no worries. Medicare insurance will pay for it.

It's only if he stays over the 30 days you will have to make other arrangements for payment. (Medicaid)
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