Contact whoever gave you the 'good news' information, maybe? DId you receive a letter about that? Good luck..automated phone systems so annoying!

I am going thru this right now - I am on disability due to physical have to send back a letter signed off on from doctor stating that I will never be able to work again and then they said that would be it

When I was going through my student deferment issues I was told they can't touch your SSDI. that bassially no bill collecter can. child support is another story. Call social security and ask f they can. Allso dig out any documentation on the letter saying you dont have to pay and make copys and get a contact to send them to.

If you are on social security ask the student loan company about geting your loans forgiven. Mine were and all I askd was for deferment. I have no more loans on the books

thank you all

and yes they can take it it's federal loans. But yeah I will be contacting the company that told me I was safe.

If you are on SS Disability you can get a form called the Loan Discharge Application. Have your doc fill it out and they will squash your student loan for you. I'm going through this right now (applied 4 times as any little area you don't fill out correctly they kick back the application).

I had my Psychiatrist fill one out and my Oncologist fill one out (if they don't see that I'm truly disabled they must be blind). Good luck to you!!

When I was on disability the student loan people told me all I had to do is send a letter from disability showing I was totally disabled and they could not collect from me. It is when I went back to school that my Old loans came into question. I called the department of education and made arrangements to pay $50 a month, which is way better than 15%, and now I send them that every month. Once I pay for 9 months they will defer them again because I am back in school. But if you make an arrangement with them for a smaller amount, sometimes they will accept that. But seriously, when I was on disability, the letter from disability kept them from collecting because I couldn't work. I would be calling the department of education and talking to someone in charge.....good luck!!

I'd call the department of education except that I can't! The call volumes are too high and I get booted off right away.

I get a message that says, "this call can not be completed at this time" When ever I call

I did how ever find out that the difference in loans so one thing does not apply to the other. Luckily I had the number to the collection agency handling the same loan and I can get exempt from it if I send in a form from doctor saying I can't work ever. According to them as long as I get this form in on time I can avoid the 15%

I'd still like to talk to some one at the actual department of education as to make sure that this will resolve every thing

IF I COULD PLEASE GET THROUGH! I'm steamed that I can't talk to a person!