Autism / Autism Spectrum Support Group
Autism is classified as a neurodevelopmental disorder which manifests itself in markedly abnormal social interaction, communication ability, patterns of interests, and patterns of behavior. Although the specific etiology of autism is unknown, many researchers suspect that autism results from genetically mediated vulnerabilities to environmental triggers.
We are almost being forced into it here in MN as there is only one insurance company that covers most of the therapies. Right now, our health coverage only covers OT and Speech. No ABA or Music therapy....and or anything else.
We have applied for a benefit called Tefra through our local county services. And in return if we are approved, we'll have a family payment to make. But then we can have all of the OT/ Speech/ABA/Music therapy covered under the tefra. We won't need to worry about meeting the 'lifetime' maximum with our health insurance as well. Plus there are other extras that will be covered such as diapers, respit care if needed (and we can basically hire someone even a family member and they'd get paid).
It may cost us a fee each month, but the benefits in return are far greater than what we'll be paying.
And I've been advised by many here that if the kids are dx with Autism, then you pretty much qualify for it.
Does your daughter have any school services? Have you thought about getting a social worker? They could help guide you into some services you may not be aware of.
But I too thought that SSDI would cover for Autism. Maybe check with a disability attorney.
Good luck!
I have a special needs trust fund set up for her and a second to die, or universal life insurance policy in place that will go directly into her trust fund when both myself and my ex pass away. There are executors and guardians set up for her for her future. This universal life policy is on two people and only kicks in after the death of the second person on the policy. Go to a special lawyer that sets up special needs trusts for disabled individuals, they know the details (or you can begin research on the web).
Until then, I am not sure. My daughter still lives at home and does not recieve full ssi. They deduct an amount according to the child support she is receiving and also deduct an amount because she is living under my roof. Once she moves out she should get full funding. Hope this helps. God Bless
It took 3 months to get Ettes.....I think that they mostly accept kiddos who are delayed at about 50 percent....Ette tested at 2 and a half and hes 5....but its one of those....."when asked" tests and you cant "ask" him anything...
So go to SSI and ask tell them you need to apply for Supplemental Security Income and they should give you a packet and set up a Phone interview....most places dont want you to send the packet back in its really just a guideline for the interview....it tells you what you need and how to get it.....
Good luck..
I have no savings to draw from for any of my son's treatments. I barely am able to keep my bills paid because I can only work while he is in school since he needs 24/7 supervision. So he only gets what treatments I can get at very deep discounts because of my financial situation. Sometimes I still cannot afford them. Medicaid does not pay for the supplements,special diets, holistic treatments that help him. I am in every sense of the words...on my own fighting for my son's life. I would much rather NOT be eligible for SSI because my income would be enough to sustain.
there is no cure then it should be given to families that are trying to do whats best for their child
The rules for SSI are the same for every state, however the income limits may be different.
Try applying for SSI instead of Social Security. You do have the right to appeal their denial, and it's best that you do so. Also, you may want to find a lawyer who can help you. You don't exactly have to hire one, but call around for consults and see what they say. Sometimes you can find the help you need just from having a consult.
But getting SSI isn't always a big help. The amount you get each month depends on your income level, and it's different every month. You have to send in copies of pay stubs to them at the end of every month, and the amount he gets is based on that. Here's where the headache comes in... For example, if you get paid weekly or biweekly on the same day of the week, sometimes there will be an extra paycheck in a month. When that happens, you will get a letter about 2 months later stating that you were 'overpaid' on benefits, and you are required to pay that back. Jonathan has recieved anywhere from $12-672 since he started on SSI back in May 2007.
It's a very complicated system, and very difficult to get approved for it.
Good luck to you, and if you have any questions, feel free to message me. I'll try to help the best that I can.
Also- the Autism Society offers no help with this =( I've called them several times trying to see if they had anything to offer as far as advice. They couldn't help at all =(
*hugs*
Melinda
That 'limit' may be different depending on family size. Mine is figured for a family of 3. There's probably something on the Social Security website that has the income guidelines. If not, you can always call them and ask them what the income limits are for your family's size.