I think I would look into the firing thing....can an employer fire you for being ill and if you have had existing insurance through employment, isn't there a cobra insurance plan that you can pay for while you look for work?

I think I would talk to the work force services for more information. Best to get all the information available so you can make the best possible choices.

Angel4 is so right...... but I know the worry of medical.

One door closes....another opens

Pray, whisper or talk to your HP

Best wishes

I could be wrong, but I don't think your insurance immediately lapses when you lose your job. Definitely check it out, okay?

Hey Andrew...that really does suck...I do believe you will work through it sober and as you said with support. I know something will turn up and wish you healthier days ahead...hugs

just, I lost my job awhile ago due to the bad economy and downsizing. If you are receiving health insurance from your present / former company, then you are entitled to carry over your benefits package via COBRA. Your Human Resources department should have informed you of this. Pre-existing conditions will be covered because you have the same policy.

yep, there right you should get cobra.best wishes to ya.I lost my job to but im getting unemployment.its paying the bills and its actually nice being able to stay home and do what I want to do.im enjoying it, cause I know it wont last forever.

But, COBRA costs money -- when you don't have a job, it is usually unaffordable.


The Horizon Blue Cross has denied payment on a CT scan after I already got the CT scan ...

Like I said, when it rains, it pours. I'm not just out of a job -- I am now going to be billed for a CT scan while I am unemployed.

It was a tough day -- I didn't want to drink so much as I wanted to kill people who work for insurance companies (I guess that's progress???)

It's hard to pray for these people when they are nameless faceless bureaucrats who make money off of other people's suffering.

As for my former employer, thoughts of a shotgun and Arnie busting down doors comes to mind.


I guess what I really wanted to say was that I am having a day from HELL.

And, of course life does that sometimes -- because it is a monstrous and hideous beast that rewards us with old age and quick death, if we are lucky. And despite this, we seem to be able to find joy, even rapturous joy, in a sunset, a kiss, a child's laughter.

It makes me wonder, what part of us is tuned into something spiritual below the surface of what, by all appearances, is a cold and unforgiving universe.

This is a good day to be sober. How do I know I have my shoulder against the wheel when things are going "my" way? I can only see the fruit of actions taken when things are decidedly not going "my" way.

At some point I will start to pray for the former boss and the weenies at the insurance company -- but today I breath fire and spit lava -- it's the best I can manage.

prayers for ya just.

Some days that seems its the best we can do.

PEACE

Two things you may want to look into: The first is to appeal their decision not to pay on the CT scan with the state . The second is look into the cobra assistance program: http://www.ins.state.ny.us/cobra/cobra_prem.htm
Pray it turns around...
Hugs,
Dennis

Thanks for the link, Dennis!!!

I'm so sorry you're havin a rough time Andrew....you'll be in my prayers. Remember the Serenity Prayer... :)

"When it rains, it pours"

Boy howdy, ain't that the truth! Hang in there my friend.

Mike- stay the phone with that insurance company. Usually the people who actually take the CT scan will verify that it is covered in advance because they want to get paid. Talk with the office manager of the place that did the scan and ask if they checked. Sometimes you have to argue with insurance companies to get your benefits, but it's worth it.

Just went through this with my daughter as she is considered "un-insurable" because of a pre-existing condition. Call a good insurance broker and check with your state insurance board. Most states have what is called a HIPPA plan or high risk plan. The premiums can be high but you can get insurance and many states do have programs to fit your income level. The states force the insurance companies to offer this program basically saying to the insurance companies "fine you want to sell insurance than this is what you have to offer".....good luck

sending prayers your way Andrew... yes, some days are f-ing hell.. even in sobriety... we are facing serious financial issues and are going to have to file BK as a result. this and I am still sober.. good advice posted here for you from the gang... I would def look into all suggested.. the CT bill sucks but honey, take it from me.... there is nothing better than living life sober and dealing with the thing we call life rather than being drunk and suffering with this thing called life!