I might give up my car
We went to John's dads house today to have him sign my papers for the food stamps. We ended up discussing my car and him refinancing our house payment. It turned out to be a really depressing day. I'm not even sure why. His dad said he could get our rent down from $900 a month to $688. I thought that sounded awesome, John not so much. He told me later he assumed it would be closer to $600. I'm not sure what he's expecting. We won't find a decent apartment less than $700 a month in the area he wants to live in. I told him we could rent a tiny 500 sq foot apartment near Mom's for $435. He laughed. WTF.
I'm trying to come up with a freaking solution and so is his dad. I feel like he's not doing anything but complaining that we are broke and can't afford to live here. He's working 25 hours a week at the restaurant. Seriously? I've told him a few times that's a huge part of the problem. He needs to max out his 40 hours period. I told him today he needs to look at things differently when picking up shifts and that he should aways be working fri and sat night. That pissed him off. He seriously expects to make $400 to $500 a week serving 11 to 4 five days a week. It's pissing me off. He didn't want me to apply for the food stamps because we didn't NEED them. Excuse me? We can't pay rent. How did we pay the grocery store today? With my food stamp card. I'm not as mad as I sound. I'm just frustrated.
This is all because my disability got denied again. Literally. I can't justify having my car payment anymore. Mom is paying it every month plus utilities and I can't keep asking her to do that. It's either that or try and work part time while appealing the disability again. I worked so freaking hard to get that car. I busted my ass getting my credit back in good standing and now I'm probably going to have to include it in my bankrupty. I'm going to try and go to bed not angry. I'm not sure how that's possible right now though. I see my cardiologist tomorrow and t doc Thursday at least. Maybe those visits will help me.
I'm trying to come up with a freaking solution and so is his dad. I feel like he's not doing anything but complaining that we are broke and can't afford to live here. He's working 25 hours a week at the restaurant. Seriously? I've told him a few times that's a huge part of the problem. He needs to max out his 40 hours period. I told him today he needs to look at things differently when picking up shifts and that he should aways be working fri and sat night. That pissed him off. He seriously expects to make $400 to $500 a week serving 11 to 4 five days a week. It's pissing me off. He didn't want me to apply for the food stamps because we didn't NEED them. Excuse me? We can't pay rent. How did we pay the grocery store today? With my food stamp card. I'm not as mad as I sound. I'm just frustrated.
This is all because my disability got denied again. Literally. I can't justify having my car payment anymore. Mom is paying it every month plus utilities and I can't keep asking her to do that. It's either that or try and work part time while appealing the disability again. I worked so freaking hard to get that car. I busted my ass getting my credit back in good standing and now I'm probably going to have to include it in my bankrupty. I'm going to try and go to bed not angry. I'm not sure how that's possible right now though. I see my cardiologist tomorrow and t doc Thursday at least. Maybe those visits will help me.
Replies
I know how depressing filing for bankruptcy is but after the initial shock I was relieved. But..my car was paid for and I had a place to live with my parents. I won\'t be able to build my credit up until next year and it has been 8 yrs. already with no credit line!! I agree with you that John should pick up shifts on Friday and Saturday nights. Heck he might just bring home what he makes all week on those nights!! My niece works in a restaurant and she wouldn\'t turn down those weekend nights for nothing. i sure wish you could get your disability Reds. Big Hugs!!
If it may help any, downsizing is good.
If you can find a cheap rv, that is good too. I don\'t know how much they would charge up there for one, where you are at.
There is nothing wrong with foodstamps. YOU have already paid for that with your taxes! You will have food.