I'm at the end of my rope

I have only enough money to get me through this month only.  No more.  I still have student loans to pay for, and though I appreciate my parents picking up my slack, I don't want them to pay for it.  I'm thirty one years old, I should have my shit together by now!  But every time I struggle to take one step forward, life pushes me ten miles back!
God provides, He is there.  Then where is He when I need Him most?  I just... I don't know what to do?