Froze My Credit

I froze my credit yesterday--this after discovering I'd been paying a 30 dollar overbalance fee for three months. I didn't even know I could go over the limit. So disgusting. This month I was only over the limit by 35 dollars. Imagine? So last night I paid the balance off, then went downstairs and got a large plastic container. I dumped the sucker in it and stuck it in the freezer. I have no microwave and would never think of putting plastic in one of my pristine pots. So, if I want to shop, I've got to sit it on the counter and defrost it. Could take days. And by then, I would have gone online to read about the evils of credit card debt.

It's nothing but legalized loan sharking.