Called student loans today and was told a whole new story about what's going on. Accept I cried on the phone this time because I am so fucked up right now. The guy sounded frustrated because he didn't know what was going on with my account but wanted to help me. It made me feel bad. I know it's not his fault, he just gets stuck answering the phones doing the dirty work for someone else's mistakes.
Basically what he told me is I will always be charged interest, this is some aspect of the plan even though it's not written in. ..And because I have auto pay it's still going to take out the money. But if I cancel auto pay, this is where I don't trust his words...If I cancel auto pay it wont's effect anything on there end. Sort of like a wink, wink, nudge nudge. So then he offered to hold off on interest for January and February and mail me out info for something else. This will also supposedly stop my payments (for real, not even interest) but it's exactly like unemployment. I have to prove I'm actively looking for work. I have to either post my resume somewhere or join a work agency. My dad says think about things now that I have 2 months of cushioning. He wants me to just continue paying interest when March roles around because if I don't then it will tak on what I owe. I know I don't want to try a work agency for a 3rd time. 2 times is enough to know they are fucked up time and money wasters. Between the cost of the gas to go back and forth to the agency and all the drug tests...That's too much for me! The last two times I tried out work agencies after that was all said and done...NOTHING. Not one job. And posting my resume sounds too easy...So I didn't believe him when he told me that. I have no trust with FAFSA. Fuck them all to hell!
And I still have not gotten my money back from MASTERCARD. I canceled my order Friday of last week and nothing...Nope...I feel like I'm being fed on by zombies or vulcher's...
Didn't get one moment of sleep last night...Just sort of stared at the wall...I recall slapping myself a few times because I was so angry and anxious.
Cat won't play with me anymore which believe it or not made me cry twice now. She ran into a door frame the last time we played and I think she took it as I hit her. Now she runs away from me:(
Basically what he told me is I will always be charged interest, this is some aspect of the plan even though it's not written in. ..And because I have auto pay it's still going to take out the money. But if I cancel auto pay, this is where I don't trust his words...If I cancel auto pay it wont's effect anything on there end. Sort of like a wink, wink, nudge nudge. So then he offered to hold off on interest for January and February and mail me out info for something else. This will also supposedly stop my payments (for real, not even interest) but it's exactly like unemployment. I have to prove I'm actively looking for work. I have to either post my resume somewhere or join a work agency. My dad says think about things now that I have 2 months of cushioning. He wants me to just continue paying interest when March roles around because if I don't then it will tak on what I owe. I know I don't want to try a work agency for a 3rd time. 2 times is enough to know they are fucked up time and money wasters. Between the cost of the gas to go back and forth to the agency and all the drug tests...That's too much for me! The last two times I tried out work agencies after that was all said and done...NOTHING. Not one job. And posting my resume sounds too easy...So I didn't believe him when he told me that. I have no trust with FAFSA. Fuck them all to hell!
And I still have not gotten my money back from MASTERCARD. I canceled my order Friday of last week and nothing...Nope...I feel like I'm being fed on by zombies or vulcher's...
Didn't get one moment of sleep last night...Just sort of stared at the wall...I recall slapping myself a few times because I was so angry and anxious.
Cat won't play with me anymore which believe it or not made me cry twice now. She ran into a door frame the last time we played and I think she took it as I hit her. Now she runs away from me:(
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the kitty will come around hun, it is actually a very normal reaction as for the other loan thing, he is right that you could cancel it and posting does sound easy, but some places you just have to do something like that. so dunno, i take time to think about it though. I know things are stressful but they will get better, really