Teen Sexuality Support Group
This community is dedicated to teenage sexuality, and the issues and challenges surrounding intimate relationships. Don't be afraid to join and get answers to your questions and hear from many others going through a similar journey as you.
there is no formula if you remove the "wait until you are married" answer. Although I do think its sound advice, I digress.
The best advice I ever got concerning this, I will share with you....
Never have sex with someone with whom you are not COMPLETELY comfortable discussing all of the details of sex and sexuality. This means that you are comfortable talking about STDS, pregnancy concerns, birth control options and failures, cheating and the dangers of exposing your partner unknowingly to whatever a third party might carry, masterbation and the details of what pleases you, oral sex, anal sex, how you like to be touched, how you don't like to be touched, etc... etc... If you can't have a conversation about these things without giggling then its likely too soon. And when it comes to sexual satisfaction, you have to know your own body intimately before you offer it to someone else. Be prepared to teach them what you like, rather than have them try to figure it out for you. For me, a basic rule was, if I wasn't comfortable touching myself in front of them, then I wasn't going to let them touch me. After all, I own it.