We both have jobs and are just making ends meet except we are so far in debt. We are supposed to build a 6 month emergency fund, but haven't done that because we are mired in debt quicksand. I hope bankruptcy is not the answer. I have several things we need to do put off because I would have to go further into debt to get them done but may have no other choice. I would hate to face a life of no income at all.
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