Life After Divorce Support Group
This community is dedicated to starting over after a divorce. With the marriage over, how do individuals begin a new chapter in their lives and what hurdles do they face? Divorce is often one of the most traumatic periods in a person's life. Studies show it is the second-most stressful event in life, after the death of a spouse.
A year now past the finalization of my divorce the X has stopped meeting his financial responsibilities per the QDRO. So, he lives in another state and it is very lax in any recourse I have, per my attorney there. I had thought I was doing o.k. and finally getting my own money issues in order and now this. Due to co-signed items I am now being hassled by creditors. The X is now unemployed. It just bites that I'm stuck with what are "his responsibilities". I'm just looking for advice on how to keep a level head and move forward. I can meet most of the creditor demands for now but it makes me angry that I am being put in this position.
Just a thought about the creditors... if the property settlement &/or QDRO states that you are no longer responsible for the debts you are being hassled about, you could make copies & send them to the creditors with a letter demanding them to cease and desist. Include your ex's address & phone numbers so they can hassle him instead.
Hugs!
Another thing to consider, if he is unemployed he won't be able to pay. Any money you spend on lawyers taking him to court is probably wasted. I may be wise to continue making the payments and wait until he has some money to go after him.
I found myself under a mountain of debt after my divorce. Fortunately, I stumbled on Dave Ramsey's Total Money Makeover while on travel for work and it changed my life. I am now nearly debt free and have sworn off taking on any more debt.