Hi FTD, I am not sure how much advice I can offer you, all I know is it will never get any better if you go back. I am wondering if you may have tried, or plan to try GA. It is not for everyone, and many of our members have chosen other avenues to quit gambling, with great success. The only reason I ask, is they have "pressure relief" groups. What that is is a group within the group that helps you manage your money. So that might be something you could look into. Another avenue might be a credit counseling place. There are many of these places that are not for profit, consumer friendly places. Do make sure you ask questions, and verify that they are a "not for profit" business.
I welcome you to DS and wish for you to find hope here. Hugs, ~atticus

Welcome FTD!
It seems I'm following atticus a bit tonight, but always to second her opinions. GA is a great way to take the pressure off both with or without a pressure relief meeting- each group takes the approach differently, though so I wouldn't expect a night and day type of solution.
The one caution I would offer, and also from the GA program, is beware of anything that is a quick fix, especially this early in your recovery. As atticus said, the one sure thing about fixing your finances is to stop gambling- stopping the drain on your finances has to be the first step. However, much like the allure of a big win to even out the finances any idea that instantly puts money into your pocket is probably not good in the long run since it would likely give you a bad fresh start so to speak. Honest hard work and honesty with your creditors is the best way.
Jay

More likely than not, you are incurring interest on your credit card debt. Some companies offer deals to new customers where you can transfer your credit card debt to their credit card for x period interest free.

I did that for my debt, and it really helped with paying it off, as I wasn't incurring bloody 21% interest all the time.

Good luck!

Welcome FTD
My problem was never credit cards, but owing every single loan place locally and online. Our house was also way behind and also everything else. Its taken approx 5 months so far, by having to pay an extra house payment and extra on electric, and just get by on the bare basics until it gets caught back up. For myself, I had to prioritize my debt. Im still struggling so hard and sometimes it feels hopeless, but I know if I stay away from the casinos, it will get better. I also would recomennd creit counseling.
Welcome and Stay Strong
Hugs
Lisa

My advice is a long slow payback leaving a few dollars to enjoy a somewhat normal way of living. Paying the debt off too fast can lead the addiction to saying that wasn't all that bad and beside if you go back out again you know what you did wrong last time. It will be different this time. IT WON"T. Also paying debt off too fast and not having any money for a normal way of living can cause you to have resentments or start feeling sorry for yourself. Two things that will take a CG back out are resentments and the poor me's. Like someone with a drinking problem feeling sorry for themselves they start saying poor me poor me pour me a drink So long slow is best payback is best for us from my experience.
Ken L YBIR

Oh my god Ken I never thought of that!
When I was paying my debt back I left myself a bare minimum to spend, and now I can see the resentment and self pity you're talking about :(