I think it's both. a place for help and to vent.. that would be emotional support. Bad choices leaving you in a bad spot doesn't mean that you don't still need emotional support as well as practical advice. My husband and I got credit cards when I was in college... that was a bad choice. We did it because we weren't eligible for food stamps event hough we couldn't afford food because college is a luxury and doesn't count as an expense. Either way, it screwed us. We recently made a huge mistake by taking in roommates who screwed us over financially... So right now we're pretty f*cked, but does that mean we don't have the right or need to vent? To piss and moan a little because of our woes? I'm not talking about people who want to live in a 6 bedroom house even though there's only two of them, or have 4 cars because they want a choice of what to drive... but most people here deserve some sympathy. Venting is extremely healthy and helps relieve stress. I would suggest you don't read anymore because I'm sure it'll just piss you off.

Couldn't agree more with hlks! If someone wants to vent then vent and if someone wants to offer advice then offer the advice. I have offered both bitching and advice as they are both free to read or ignore.

Brent, I would agree with you if we simply just got ourselves in debt and that our creditors were fair about how they go about getting payment then we have no room to bitch. It seems that you justify their unfair tactics that we have been putting up with as just reward for our debt. I would recommend reading my response to your anger issues with me in my other topic "Must Vent."

I would challenge you to really show why we cannot vent in here?? I would challenge you to really show why someone cannot vent even if their creditors are being fair that they seldom are??? I would challenge you to show us why we have to do it the way you like in here??? I almost chose to ignore your post but you made some comments to me that relate so obviously it is I that is getting under your skin. You have some issues buddy with people like me as I do with people like unfair creditors that treat us like shit.

What I do not understand is that you hate venting and yet you keep reading such posts in here. You commented on my post called, "Must Vent" that clearly sums up what I will be doing. If you hate it so much then listen to hlks suggestion to you, "I would suggest you don't read anymore because I'm sure it'll just piss you off."

Most of us are fed up with the BS treatment we have been getting and are striking back. I challenge you to find one person that is merely bitching about the credit cards they racked up blaming anyone else but themselves. We are bitching because of the 3 to 5 calls a day with voice messages, unlawful threats, their making it impossible to get out of debt and so on (read my comments back to you in Must Vent). If you do not like our venting over the ill treatment WE are receiving and the comments to treat them back with the same ill treatment then don't respond. You make it sound that we must do it your way in here or you will pout. We all admit that it is our fault for debt so don't act as though we are denying that sir.

p.s. I do find it interesting that I cannot find any topic starters by you in here in the past 10 pages and yet the first topic I see that you started is you venting about those that are venting. We are stressed and venting about our situation and you are venting about us venting about our situation. Cannot figure that one out????????????????

There are people that need to get out of the hole, so do you have good advice to offer on how to get out of debt?

Most of us aren't trying to blame our debt on other people, just accept/understand the circumstances in our lives and figure out the best way to move forward so we can afford our payments and manage our financial situaton. So if you have good advice to offer that is not judgemental then I'm sure people would love to hear it. Otherwise you sound like your looking down upon people in debt. Most of America is working class poor. Meaning work several jobs, but still barely getting by. It sounds like you have always been pretty fortunate and you parents didn't steal from you, or you have had difficulty finding a job that pays enough.