Financial Challenges Support Group
This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.
Hello, I am obviously new to the group. I have been seeping deeper and deeper into debt over the course of five years. I am working on paying it off. Seems like its going to take forever to do. I have seven credit cards to my name. Four of which are consoliadted and it'll take roughly 4 years to pay it off.
Now what really stinks is I want to do a couple things in my life. I just got my driver's license last month. I want to get a car. If there was a bus system that went by my home I'd take the bus of course. I do not know how this will go with my credit score being at 600 and being around 7k in debt. I also want to go back to school to get my associates. I know I can apply for financle aid, which I have already done, just now waiting for the results. I really do not want to take out another loan. I am trying to pay off these cards and now a medical condtion just arised and I have to take care of that along with the doctor bills and prescriptions. I do work, just not making enough. My rent also went up too. So this year not a great start. ugh,
Now what really stinks is I want to do a couple things in my life. I just got my driver's license last month. I want to get a car. If there was a bus system that went by my home I'd take the bus of course. I do not know how this will go with my credit score being at 600 and being around 7k in debt. I also want to go back to school to get my associates. I know I can apply for financle aid, which I have already done, just now waiting for the results. I really do not want to take out another loan. I am trying to pay off these cards and now a medical condtion just arised and I have to take care of that along with the doctor bills and prescriptions. I do work, just not making enough. My rent also went up too. So this year not a great start. ugh,
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Can you identify these rom-coms from just a screenshot from the middle of the films? This is a multiple choice quiz so even if you're not entirely sure you can always take a guess and at least have a 25% chance of getting it right anyway, so why not have a go?! https://www.buzzfeed.com/alysaurus688/rom-com-screenshot-trivia-quiz
what you need is way to increase income....seeking new job is that trick...keep feelers out for new work and apply everywhere....
good luck
The only way I have ever "made" money was by cutting down on my expenses.
I was really shocked at the amount of money I was throwing away on things I didn't really need, or for that matter, things I didn't really want.
I am considering studying two courses simultaneously, one to train as a Teacher of 'Essential Skills' and the other being a Course in Graphics Design. I just hope and pray I don't stretch myself too far with my goals.