Financial Challenges Support Group
This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.
I often treat myself to a reward after succeeding with a financial goal.
When I started 2014, one item I wanted to get a better control of was my spending on groceries. Well, for the first three months of 2014, I have cut out $100 a month on my food budget - a savings of $300.
So my reward?
On April 15th, I start a class at my local community college learning how to play a Native American Flute. The course was only $65, which I paid for with the savings from my food budget... and from it I get a red cedar Indian Flute...
I look forward to this spring and summer going for a walk and sitting under a tree and playing the flute... I love Native American spirituality and love their music...
My walks usually are three to four miles and I really get off the beaten path and already in my mind, I know where this huge oak tree sits with plush green grass under it... I can't wait to sing with the birds...
When I started 2014, one item I wanted to get a better control of was my spending on groceries. Well, for the first three months of 2014, I have cut out $100 a month on my food budget - a savings of $300.
So my reward?
On April 15th, I start a class at my local community college learning how to play a Native American Flute. The course was only $65, which I paid for with the savings from my food budget... and from it I get a red cedar Indian Flute...
I look forward to this spring and summer going for a walk and sitting under a tree and playing the flute... I love Native American spirituality and love their music...
My walks usually are three to four miles and I really get off the beaten path and already in my mind, I know where this huge oak tree sits with plush green grass under it... I can't wait to sing with the birds...
I got to a point where I would not open mail during the week. I had enough stress with work and just trying to keep up with bills that I didn't want anything else thrown on top of it.
So Saturday became my day to open up all the mail. Then I'd end up being down all weekend trying to figure out how to pay all these other bills.
I then changed from every Saturday, to once a month. And I'd look at the post mark date on it and if it was over two weeks old I never even opened it - it just went straight into the trash.
Even after I got out of debt, opening my mail was a challenge... I had no reason to be in fear of it anymore, yet the past still made me cringe...
I'm finally at a point that I open my mail as soon as I get it... a very different feeling doing that...