Financial Challenges Support Group
This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.

But it still grates on me that this person was so uncaring how he looked....No pride, honor or value of self worth.
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Things weren't smooth sailing after that but I never went back to the streets.
The one thing I learned from my experience is to never give a homeless person a penny - NEVER. I panhandled a lot and got a fair amount of money and all of it went to booze. No food, no shelter, just booze. By giving the homeless money you are stopping them from getting help. They won't go to a shelter or go anywhere if they know they can get money.
Give to a charity. After I cleaned up my financial mess ($65K in debt - now debt free for six years) I started giving to The Salvation Army. I give my second hand goods to their stores and financial support throughout the year and I also have adopted a family at Christmas time.
The thing to remember is not all homeless people are pulling a scam. Alcoholism and drug addiction is real and acn't just be stopped with will power. If you can't understand that, then I am happy for you because you do not suffer from these diseases.
Most people in today's world are one paycheck from homelessness. Right now in the UK we are experiencing a nasty cold spell. Five homeless people froze to death last night - they weren't pulling a scam.
I went 4 week ago with 2 armfuls of items for hygiene and one lady was thrilled for a bottle of dandruff shampoo...That's all she really wanted. That's why I now have a card which allows me to buy in bulk and then donate more to the homeless but through the charity. Never directly....
While I am not addicted to alcohol or drugs, I am addicted to gambling and yes it also can result in homelessness....But God willing I keep away from the machines of destruction.