Financial Challenges Support Group
This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.
Credit Karma!!!
A great site that is absolutely 100% free. I am amazed at how good it is and it gives a great history of your credit history.
It used to use TransUnion for its score keeping. Now it uses TransUnion and Equifax for its scoring. It uses the "Vantage Score" which is now being used more often for loans.
How can it be free? It shows ads from CC companies and loan companies. It does show what your home buying power is and other helpful notes.
I've used it for the last couple of years. It does show my progress of where I was and where I want to be.
Like I said - it is FREE. Just a nice way to look at your credit, as well as scores, and places that might give help. And by using it - it will NOT be considered a hard hit on your report.
A really good site - google it and see what you think. Credit Karma
A great site that is absolutely 100% free. I am amazed at how good it is and it gives a great history of your credit history.
It used to use TransUnion for its score keeping. Now it uses TransUnion and Equifax for its scoring. It uses the "Vantage Score" which is now being used more often for loans.
How can it be free? It shows ads from CC companies and loan companies. It does show what your home buying power is and other helpful notes.
I've used it for the last couple of years. It does show my progress of where I was and where I want to be.
Like I said - it is FREE. Just a nice way to look at your credit, as well as scores, and places that might give help. And by using it - it will NOT be considered a hard hit on your report.
A really good site - google it and see what you think. Credit Karma
I tried to get a copy of my report - I live in the US for several years, have a SSN etc.....apparently I have a "thin file" - which means not enough data to give me a score. But I have often wondered about it = and now I know.
Thanks.
http://www.bargaineering.com/articles/credit-karma-scam.html