Financial Challenges Support Group
This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.
Messenger2010
Called my insurance company about my deductible... I still don't know what they will do but I do think they realize that I am right and they dropped the ball.
But today I got a bill from the hospital for some tests I had done. If I pay it in full before the end of the month I get a 10% discount. Then if I use my CC I'll get another 1.5% discount. That is 11.5% off the bill, which for a medical bill is quite a bit.
I will pay it, then wait on insurance to reimburse me for the entire bill... not to bad of a deal...
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Tonight I was working on my website and realized some paid ads on the site are now done. I fulfilled my end of the deal, so the ads will be removed. I'll send the company a notice about it and hopefully they will give me some more business.
All money from these ads I have placed in an on-line savings account. I was looking at that tonight and right now I'm getting two months a year for free thanks to interest. With the principal, I shouldn't have to pay for my site (out of my pocket) for at least ten years.
But today I got a bill from the hospital for some tests I had done. If I pay it in full before the end of the month I get a 10% discount. Then if I use my CC I'll get another 1.5% discount. That is 11.5% off the bill, which for a medical bill is quite a bit.
I will pay it, then wait on insurance to reimburse me for the entire bill... not to bad of a deal...
**********************************************
Tonight I was working on my website and realized some paid ads on the site are now done. I fulfilled my end of the deal, so the ads will be removed. I'll send the company a notice about it and hopefully they will give me some more business.
All money from these ads I have placed in an on-line savings account. I was looking at that tonight and right now I'm getting two months a year for free thanks to interest. With the principal, I shouldn't have to pay for my site (out of my pocket) for at least ten years.
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I will call them on Thursday of this week to find out what's going on. Psychologically it is better to call towards the end of the week instead of the beginning... people want to help more because they are in good moods because the weekend is near...
Then called insurance company... everything has been settled and they mailed me a check for what they owe me for being over deductible. Made my day.
I remember when insurance companies used to always pay me and then it was my responsibility to pay the bill... well very rarely was that money ever used to pay medical bills.
This money will go into checking and will be used to pay CC when the bill is due...
Friday will be time to get my blood checked and I'll pay the clinic money I owe them ... then pay my internet bill when I get back to my apartment and cell bill and once again I'll be debt free... at least till the 8th when rent and light bill is due... LOL