Financial Challenges Support Group

This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.

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babyrena 08/01/2013

But I'm completely stressed out! the commissioners who give us high security license look at our credit reports and now are requiring us to pay on our passed.debt
its been my goal to do this but it.couldn't have come at a worse time. I have.stuff in hock. my insurance has been cancelled. I barely just turned on my lights from a 700 bill. Got a loan for that. which is being took out of my check leaving me.with a lil over 400 a payday. ugh i looked at my bills alone and if i were to.pay what needs to be paid.its a.lil over $1000 this pay day. that's just bills alone. ugh!!!! And thays just immediate bills. lights auto insurance and one pssed debt.
I'm screwed. they will fire me if i don't show proof.of.paying these bills anf then how will i make it.

babyrena 08/01/2013

Ok they won't fire me but will takr my license. away and how will i pay my bills? Cuz without my.license i will lose my job.

babyrena 08/01/2013

Add in there birthdays for my kids. holudays. school. I'm stressed to the max. Where do i start?

J0KEYJ 08/02/2013

babyrena..I know that feeling of being so stressed out when youre trying so hard and it just seems one thing after another..its a nightmare..so hugs to you..it sounds like you are the anchor in a stormy ship but the gale is getting stronger and stronger..everything always goes wrong at once..babyrena when its times like this..I always have the words of my doctors advice when I was facing a very hard time..bigger things we cannot control.smaller things can escalate into what seems like bigger things which makes us loose oure coping skills..when you are in a panic stressed mode you dont think clearly..I dont I loose all logic..take a deep breathe..say to yourself it will work out somehow..the kids birthdays and holidays..Ive learnt..mine are older and do you know what they remmeber of their childhood the smaller stuff..when I did things that was money orientated they cannot remember it..I wished someone had fast forwarded the clock oh boy would I be more well off ..they talk about how when they came in from school I would feed then on carrot sticks/cucumber sticks/cheese ..it was when we hardly had money I use to do it this way of using the things up and the plate would look fuller..they was reminising this.. a day out of once with dog we all walked up a hill singing a song of the grand o duke of york he marched them up to the top of the hill and marched them back down again..LMAO of all the things they remember us doing this..you CAN and WILL get through this..Ive got many stories of what I call winging it..I wonder how on earth I do some stuff..

Messenger2010 08/02/2013

Oh BR... so sorry you're going through this...

Please go back and look at what you have written on this board and remember your hope and dreams... you had a good plan... don't quit on it.

The thing with debt is that it really is a thankless job paying it off. No one will be cheering for you to get it done... they will just want the material things and the more you give the more they will want.

I agree with Jokey, forget the financial gifts and give them your time... in reality that is all kids want - their parents time.

No one got into debt overnight and no one got out of debt overnight. It is a long and slow process and the only way to get to the finish line is NO new loans and NO credit cards...

What we make in pay is important... more important though is what we spend...

babyrena 08/03/2013

Thanks this helpef a lot. ill make it. one day at a time

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