Financial Challenges Support Group
This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.
I'am on social sercurity, due to losing my son.. I'm under the Doctors care for major depression.. NO MONEY TO FILE..Does anyone know anything about this kinda stuff... I've been walking in circles for months...SOOOOOO DEPRESSED... ($55.000.00) in dedt.... Only collecting $1003.00 a month..and I'm a single mom.. I keep getting shut off notices from my electric co. Kelly
Let me start by saying I am not in the legal field so take my thoughts with a grain of sand.
First stop paying your bills. It is a waste of money if you are going to file anyway. Take the phone off the hook or get a machine and dont worry about it. Next write down every bill you owe, company name, address, phone number, account number, amount owed. Medical bills, credit cards, car lones, house, everything.
Call you church and ask for a referal to a good lawyer, they may have a church member that can help, If not then just go through the phone book and call a few. If you have all your bills wrote down they can tell you pretty quick what to do and what their fee is. If you stop paying all your bills for a month maybe you can get the fee. But whatever you do go talk to someone sooner rather than later. You are not the first person in this situation and they may have some ideas for you.
You are in a tough spot and need some relief. I have family on a fixed income and it sucks. Very hard to make ends meet. Lots of working people are having problems so hang in there.
Just taking action might bring relief for you. You need to feel in control and these steps will put you on that path. Most of all HANG IN THERE and keep posting how you are doing and any questions....