Financial Challenges Support Group
This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends meet to managing credit card debt to bankruptcy. Get support from others who are going through similar obstacles on the road back to financial stability.
Went to a university for not even two years, left in '06 and never went back. Here I am years later thousands of dollars in debt. I feel like I'll never get a handle on it.
I know I should have been taking care of it from the get-go, or at least doing what I could, which would have been very little with my minimum wage jobs here and there.
A couple years later I got married and had a baby and forgot all about it.
When it began to haunt me again, it was one of the worse stressor in my marriage. I am a stay at home mom, not making any income. It ended up biting us in the but come tax time :( My husband takes care of his family very well, but will NOT in any way take responsibility for my debt. Which I can not blame him.
Another kid down the line and im finally figuring out how to balance my life. i finally worked out a plan with the loans dept. finally got a plan down that maybe I can enroll in community college and get a certificate in a special field and make some of my own income.
But guess what? I have a collections agency trying to get at me for a past due account with the university, completely unrelated to loans, just the account I had for tuition, books, etc.
FML
I cant possibly get transcripts to enroll in community college until this accounts is settled up. I don't know what to do now and don't even want to think about explaining this to my husband.
AHHHH! I just want to hide, but I guess that's what got me into this mess in the first place, not dealing with my problems.
Sorry for the rant, just needed to vent!!!
I know I should have been taking care of it from the get-go, or at least doing what I could, which would have been very little with my minimum wage jobs here and there.
A couple years later I got married and had a baby and forgot all about it.
When it began to haunt me again, it was one of the worse stressor in my marriage. I am a stay at home mom, not making any income. It ended up biting us in the but come tax time :( My husband takes care of his family very well, but will NOT in any way take responsibility for my debt. Which I can not blame him.
Another kid down the line and im finally figuring out how to balance my life. i finally worked out a plan with the loans dept. finally got a plan down that maybe I can enroll in community college and get a certificate in a special field and make some of my own income.
But guess what? I have a collections agency trying to get at me for a past due account with the university, completely unrelated to loans, just the account I had for tuition, books, etc.
FML
I cant possibly get transcripts to enroll in community college until this accounts is settled up. I don't know what to do now and don't even want to think about explaining this to my husband.
AHHHH! I just want to hide, but I guess that's what got me into this mess in the first place, not dealing with my problems.
Sorry for the rant, just needed to vent!!!
i think you need to talk to your husband even though it not his responsibility you are in this live together, what i did with my fiance debt is paid off all her debt with one condition she do not open any other accounts and only buy cash secondly she now assist me by giving half she use to pay towards me so basically i gave her a loan without interest if she have a difficult month i tell her don't worry about paying me this month so it will stop her getting back into debt. this was also not my responsibility as she a cured this debt before we even met. but as we plan to spend our life together for the long run i took it upon myself to help her
so i would say talk to your husband maybe you guys can come up with a solution that will help you both
maybe you should also talk to the people you have your study loan with. recently i had an account in arrears and rather than hide away i went to them talked to them and explained my situation i feel its better to be honest towards them because sometimes they will help they lowered my monthly payments but obviously the terms went up but this gives me a chance to pay back on my terms