you can say NO to her moving in with you....it is your choice...but slitting your throats is no solution to any problems...unless you feel like bleeding to the point you need hospitalzation too...or die...either is not a good way to make money....you need a real job dude...get the resume dusted off and start looking....please...just advice but it is sound....hugs bill

Saying NO is easier said then done... where would many of us be if a parent or a sibling didn't bail us out at times?

The way I read it you are on the hook for $1,100, which is shared so $550. The rest if you didn't sign anything is her responsibility. Creditors can scream all they want but you are not on the hook for it. Let her worry about it.

As far as your wife's retirement. She can't work part-time? I know a few folks who are retired and draw SS and work part-time and they are so happy.

As far as the clients not paying... if you really doubt you will receive any funds, why not go to a collector? You will get 50% of the bill that is owed... but 50% is better then nothing...

Ive done it myself when we get stressed we get overwhelmed we are emotional and dont think logically..you dont think there is an answer things seem so dark and dont know what way to turn..it feels like one big struggle but as tough as it seems there can be light at the end of the tunnel.things of comfort is the dont quit poem..my doctors advice is to not list to many things of oure woes or they will make us feel worse some things will sort out themselves and others we do and can do changes even if they are small baby steps..I also look back at some of the things that have happened whats that saying if it dont kill you it makes you stronger..warmest Hugs

Well, she seems to be on track to move in. My wife and I are considering slitting out throats, but seriously this is horrendous.

So what are your options? To make a "horrendous" situation into something that is livable and bearable?

I had a stepson who lost his job because of alcoholism (about ten years ago.) My ex and him were both great at playing the victim and they could have sucked me into it as well.

He was 22 and an adult. I charged him rent. He hated it and the ex hated it, but it made him get off his butt and find a job and it made the ex more conscious of our money problems.

It would have been real easy to play the pity card and be the victim right along with the both of them...

A saying my AA sponsor said to me years ago, with another problem of mine, was "Get out of the problem and into the solution." There is always a solution if I don't want to be a victim...

On the positive side, my wife finally told the daughter all of her problems point blank, and it was hard. But I was glad it was done at all. LONG OVERDUE. My big worry now is that if she comes here, she is in her LAST refuge so HERE she stays and stays ........ until we are both dead.

Well, she is on day away from here, probably arriving tonight. My wife is not entirely facing up to the fact that Jamie will probably NOT leave here, and will play on the string of being a DAUGHTER. The real truth is that I will probably be, then, the one who moves out and that will be by summer.

She arrived last night and within 12 hours I can see the same patterns forming, doing nothing, watching TV. She has yet to empty her car, slept late. This is going to be a freaking train wreck.

Pray On it and plot your escape. Use your money to add to YOUR quality of life and not to support adults who are not willing to help themselves. Just because you choose to have abetter life doen't make you uncaring and selfish. Take up a hobbie and do what pleases you INCLUDING expanding our social circle (card buddies, volunteering, big brother etc...)

Scared by slitting throat comments. I hope you find creative and useful solution soon.