Fibromyalgia Support Group
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Hubby and I bought a house 2 years ago, that needed (and still needs) work. We got the house very cheap, and are slowly fixing things as we can. But my husband can fix just about anything, so we save money there.
I could not live with my parents...no way. I would rather find something that was at least close to what I want, instead of doing that.
I don't know if I've helped you much. I hope you find what you are looking for.
Have you considered taking a room mate, or rent out the basement? Not everyone is comfortable with that, but it would help with the mortgage.
Finally, don't overestimate what kind of property you could maintain on your own. But have fun and feel confident that you will find the perfect place!
Honestly? if it ends up being a mobile home on a quiet acre? Hey, that's fine. *You* need to feel at home, and I'm with you. Cities, yuck! Quiet and trees are vital for my sanity.
We bought a great house in a great locatoin but we waited *two years* to find the right one, we had that luxury. ANd I still spent six months fixing it up and paying for renovations and so on. Yech.
But the location was more important thant he house itself to me, so if you find an imperfect building in a great location? Hey, worked out for me. Being "safe" in the neighborhood meant a lot more than if I had to repaint walls or eventually replace some faucets and sinks and all. If the building has no termites or mold and rot, that's a great start.
Big purrs!
Praying for you to get a miracle like mine:-)
Love the cross-current breezes. The night sky. I see the moon from my bed. Private garden. Little things like that..makes me happy to live here.
I am about to start the process of buying the house i am currently renting from the council here. it is a good opportunity and i don't know why i keep putting it off, they will provide the finance and everything so it is a really good deal.
your perfect house is just waiting for you to find it. good luck with it.
I'm so glad I picked a house that was: one story only. I could use a cart to put my groceries in and cart them in. It was a perfect size/1400 square feet. Easy to clean. I had tile floors which I wanted because of the heat here in Texas. It had a nice cozy fireplace and a backyard so I could get a dog. When I got in my accidents, I couldn't mow the lawn anymore, so I had to hire a service. Fortunately here it is very cheap. Eventually my parents paid for that monthly as the hoa would fine you if you didn't keep it up. But then again, my parents decided to take me off the trust and kicked me out so they could save my brother financially.
The best advice I could give is: keep it in your name only, stay close to services. On my very worst days because I couldn't afford help, I could crawl into the car and drive a block to walgreens and do my grocery shopping there (that's when I had serious heart issues). My walgreens is my savior as I can drive thru to get meds when really sick and I moved close to my gp...only 15 minutes so I can pop in when I have new issues. That has been awesome. I absolutely love where I live now. The only downside I had was because I did live close to the freeway and could hear the morning traffic so I wore earplugs. I had yapper dogs next to me for a while at all hours but I was backed to a greenbelt so no back neighbors. The house was build in 1987 and turns out it had a leak from the roof and I tested very high for indoor mold which I believe led to my frequent sinus infections. I would make sure you do a very good inspection for any issues at all. I think buying a new house is the best option, for me at least because with new construction comes better insulation for noise and heating and air conditioning. Also better for allergies if they use good materials. I'm in a higher end condo spec apartment now and the noise is so much lower because they use, I think triple paned windows...we are right next to the freeway and I barely hear any noise. Also, the a/c rarely kicks on and it's already 90 here.
Take it or leave it, but YAY for you getting into a house!!!! Let us know what you find, so exciting!!
If the money is a gift from your parents, then tell them they get the added benefit of claiming up to $10,000 as a gift deduction on their income taxes and to leave the decisions to you. YOU are an adult, this is YOUR house and don't cave to their pressure. Have a broken lease on your credit would be a disaster. In Texas, you can't get another lease if you break one unless it's less than desirable place.
I do agree with the others about finding the right place. Funny, my parents gave me 3 weeks notice to find a place (again, their best interest), but I was lucky I did walk into the place and just "KNOW" it was the one for me. I made a list of my top 5 things I wanted and then I negotitated with myself. It was only a couple thousand over our price point, so it ended up fitting perfectly.
Realtor.com has great apps on the phone if you have tablet or smartphone. It will actually send you an urgent alert for a place that fits all your parameters. I relied on realtor.com and zillow.com but realtor.com updates fastest from realtors. I did my own house hunting and found it on my own. The one day I went out with realtor, we looked at things that were all yukky. The good ones go really fast, so if you can set up an alert and get to the listing agent within a couple hours to see it, it's first come first serve. It's hugely competetive here in Austin, Texas, so I got schooled, haha!
Wishing you house hunting blessings!!
Hugs,
JP