So, my son purchased a brand new car last September. We did not co-sign for it.After a few months, thats when he started using again, he got into 3 consecutive accidents. Needless to say in January he went into rehab in another state. He did not send his car for mullitple reasons, one we no longer wanting him driving when he was using ( fear of him killing someone or himself) second, he nolonger had a job to pay his loan. I did his income tax for him and we decided that his return would go towards his insurance and car payments ( which would cover 3months) Well, now there is no more money for the Loan, I will not pay the loan or insurance. My husband insisted he wanted to get the car fixed ( which my husband is paying for because I would not) so perhaps we could sell it, and my sons loan could be paid. My son is now asking for his car, we had conversations that he has to be able to pay for his car. He does not make a enough money to pay for this car, insurance and rent where he is living. He said he will get another job, and his options are limited in Delray beach for working in a corporate enviornment. He said he needs transporation for him to get a more corporate job outside of Delray Beach and he wants to move forward in getting a job that pays more. We bougth him a bike when we went to visit, and that is how he gets to work now. The fact is me or my husband do not want to see him in a situation where he gets the car, can't pay for it, and then the men in the middle of the night come and take it. I talked to Sean about writing a letter to the VW Credit, which we just did to see if there are any options with his car loan. So my question is simple, do I allow him to make the decision on his own?( knowing what the outcome can be) or do my husband just explain to him that this isn't a smart decision, try to sell the car and try to avoid any negative backlash. I know we should not be putting up the safety nets, but this is something I would do for anyone I care about. Thanks for your advice and suggestions.