I'd need to know details. Depression can make people feel less capable than they are. BUT living a successful life is a learned skill, it's not something you're BORN with.

So I don't know if the problem is depression, lack of skills at being a success or some of both.

Depression can be dealt with. Lack of life skills can be dealt with. Tackling both at once may be a good idea for you.

https://www.youtube.com/watch?v=Cpc-t-Uwv1I

You are not alone. I too have made choices and waited too long to make moves. I don't know where I will end up in life and it's scary.

You are Not Stupid

Yes it's lack of skills, and I don't know how to start, being that I have young children, that also holds me back from doing what I need to do. The times I had the chance to do what I needed to do, I totally messed those opportunities up. Now I am stuck.

I've had to rebuild life from scratch about four times now. So here is what I think is a good help.

One, get a GOOD counselor.Could be someone you know, could be a therapist or preacher, or someone with a lot of life experience. If you have no one, I'll do it until someone smarter comes along. But any time a problem seems too big, pull more people into it to find a solution.

Two, Think of your life like it was a business. Write down a list of all your assets. Skills, strengths, people on your side, make sure you aren't forget anything or anyone you can use to get you further.

Next write down the problems you have, not just "money" but each bill or debt, break it down. Cross off anything that's impossible to handle right now. focus on what you might be able to do something about. THEN only think about the ones that are IMPORTANT and URGENT. If it's not important, or it can wait, let it wait. That will take off a lot of the pressure you feel.

Once you've reduced ALL the problems to ones that are urgent and important...

DEALING with stress and depression is a skill you have to learn. You need to learn ways how, then practice them until they are as natural as breathing or walking.

When you're anxious or feel like your energy is too HIGH do stuff like this list to relax.

http://www.healthyplace.com/blogs/treatinganxiety/2010/09/top-21-anxiety-grounding-techniques/

when you feel LOW and depressed, find ways to RAISE your energy.

http://greatist.com/happiness/28-scientifically-proven-ways-boost-energy-instantly

It's like the volume on an iPod. When it's too high, turn it down. When it's too low, crank it up. Try and keep your feelings in the middle.

Learn from your past and make the necessary changes. Then act upon those changes. Then see what you get, and learn from that.

Try, try again....

I HATE it when I hear someone call themselves stupid. I did that for years and I could have let it destroy me. Here is one of the quotes I put in my journal.

1. Everybody is a genius, but if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid
Albert Einstein.

Sweety, it's time to close that chapter in your book and start a new one. The past is gone but the future is just beginning. Many hugs GB

If you zigged right last time, and it didn't yield the desired result, zag left next time. If you reached high last time, reach deep next time. Eventually, you'll hit the right chord. Stupidity, and insanity, are only defined by doing the same thing over and over again expecting a different result.

You are young. Every person has his or her individual talent. So, you will definitely find your niche.