Well, I have left other posts looking to hopefully make new friends/natural supports. I am 46 and have dealt with Major Drotession and in the recent years also being treated for Diabetes (insikin), pancreatitis, high blood pressure, high cholesterol and some other things. I don't know specifically what went wrong in my life. I live alone, Working to keep it together but I once again have accumulated a mass amount of major debt. I have done the bankruptcy thing before and feel so damn guilty . This time instead if continuing with the balance xfer game I made the tough decision to cancel/close all if the cards to force me to deal with the issues. Now, I since I won't be able to keep up with min payments I am already dreading the bill collector calls/ letters and threats. I really feel do much pain right now and barely holding on right now....