Depression Support Group

Depression is a real and debilitating condition that is often misunderstood by family and friends. Its meaning can range from a prolonged period of sadness to an actual mental illness with specific symptoms. Find and share experiences with others who are going through the same struggles.

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trayanne76 04/01/2013

I bounced checks. I am so upset and broke, I wish i could just die. yes, i want to die because i am broke. No one helps me, and they just dont get it. I miss my Mom, if she were here this would not be happening. I miss her so much, I want to be with her. I dont know how much more I can take. She was my best friend. Im so down

deleted_user 04/01/2013

Not to sure what thearpy you are in. I had been looking at doing grief councelling and CBT at the same time as I found I couldn't focus on just one. Just found there was to much going on in my head. Is somethings on getting free therpy that may help here just to much to copy and pste with the links but hope you get something from it all. http://www.dailystrength.org/people/587001/journal/3739108

I think financial counselor is also a step you are going to have to look at..Not to sure on the laws but this is something you are going to have to tackle. To be honest I'm surprised anyone takes checks anymore.

Try not to be to hard on yourself. You just made some bad mistakes which can be rectified. If you have receipts for some items that can be returned do so etc.

invisible7777 04/01/2013

I know how you feel abOut being brOke
I get really low about this tOo. But you have to keep pushing on you are worth so much. And the world needs you. Please get help if u need it to stay safe.

trayanne76 04/01/2013

Thank you. Not sure what puepose I could possibly have, but im trying to hang in there
FOr the receipts, there r none, I wrote checks to pay the utilities and credit cards and they bounced. I am being charged a fortune. I dont do online banking, i know someone who got hacked and lost 30 grand, i dont need that stress

deleted_user 04/01/2013

Trayanne, I'm sorry for all you are going through right now. I'm sorry you lost your mother. It hurts so much to lose your mom, I know.

Take each step slowly and one at a time. Get some immediate help, if needed. Call a crisis center or call 911. Then try to get a good night's sleep. Tomorrow start to gently and calmly figure out what to do about your finances. Others on here have given you some good ideas.

Remember, you are a find person. You are grieving right now. Be gentle with yourself.

Hapless 04/02/2013

Call your creditors and let them know you are in a financial bind. Tell them you will pay $5.00 a month if you have to. Research the internet for the laws that will protect you from collection agencies. However, you can not knowingly write hot checks that is against the law and you are responsible for those fees. Many places can help you file bankruptcy. Chapter 13 allows you to keep your house and a car while expelling your debt. There are many options. First research the law and then consult a bankruptcy lawyer (first visits are freee). If you need counseling and cannot afford it, contact your local NAMI group, they usually can let you know where you can go. Good luck. Try not to panic.

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